Mortgage originations expected to fall 32% in 2014 | Waccabuc Real Estate

Mortgage originations are estimated to reach a total value of $1.2 trillion in 2014, a 32% drop from 2013 levels, the Mortgage Bankers Association said Tuesday.

The trade group elaborated on some of the trends expected next year:

“We expect mortgage rates will increase above 5 percent in 2014 and then increase further to 5.3% by the end of 2015. As a result, mortgage refinancing will continue to drop, and borrowers seeking to tap the equity in their homes will be more likely to rely on home equity seconds rather than cash-out refinances.”

“We will potentially see a small increase in refinances toward the end of 2015 as the Home Affordable Refinance Program 2.0 (HARP) expires but HARP activity during 2014 will still be low.”

 

 

 

http://www.housingwire.com/articles/27690-mba-mortgage-originations-to-drop-32-in-2014

Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

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