Categories: Westchester NY

Getting a mortgage is easier, but only just | Waccabuc Real Estate

 

Mortgage credit continued to trend higher in February, following a steady increase in availability since November 2013, the latest report from the Mortgage Bankers Association revealed.

The mortgage credit availability index edged higher 0.44% to 113.5 in February from 113 in January.

If the MCAI had been tracked in 2007, it would have sat around 800. The index was benchmarked to 100 in March 2012.

“For the third month in a row, mortgage lenders and investors slightly expanded credit offerings in February on net, as a result of offsetting factors,” said Mike Fratantoni, MBA’s chief economist.

“Specifically, the recently implemented QM/ATR sections of the new Consumer Financial Protection Bureau regulations stipulate that ARM loans must qualify at the highest allowable rate for the first five years of the loan,” he continued.

 

http://www.housingwire.com/articles/29261-mba-getting-a-mortgage-is-easier-but-only-just

Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

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