Tag Archives: South Salem Realtor

South Salem 2012 sales rise 23.5% – Prices down 2.6% | RobReportBlog

South Salem 2012 sales rise 23.5% – Prices down 2.6%  | RobReportBlog

South Salem NY Sales
2012 2011
63Sales5123.50%UP
$575,000.00Median Price$590,822.002.60%DOWN
$185,000.00Low Price$191,000.00
$1,557,000.00High Price$2,000,000.00
2842Ave. Size2583
$232.00Ave. Price/foot$234.00
235Ave. DOM198
93.66%Ave. Sold/Ask94.45%
$652,715.00Ave. Sold Price$590,821.00

Pinterest Business pages for real estate: an overview | South Salem NY Real Estate

By now you’ve probably noticed that Pinterest has introduced business accounts. Not much is new, but now there’s an easier transition if you’re a business versus an individual person. It doesn’t look as if there are any added SEO or analytics at this point, but in my opinion, it’s definitely a step in the right direction for this popular social media platform.

In terms of business, imagine the more businesses that join Pinterest and how large this community will grow and be willing and able to share your content. This will be a huge source of reach and growth for businesses alike.  Think of it as a vision board for potential clients, not just yourself.

There are new terms of service too so make sure to check those out if you’re thinking of starting a business page or converting from a personal account.

Pinterest also gives a handy list of best practices to consider when you convert to your business page:

  • Verifying your website
  • Creating inspiring boards
  • Sharing your business values (what you care about)
  • Highlighting specials
  • Celebrating seasons and holidays
  • Adding a personal touch
  • Take the time to write a good description
  • Link to useful webpages
  • Collaborate with other pinners (perhaps someone in your community or on your team)
  • Ask questions
  • Promote your pins on other social media sites
  • Add the Pinterest follow and share button
  • Create Pinterest tabs on other social media sites

Like any personal Pinterest account, businesses have access to the newly released secret boards. The possibilities are endless – get creative with it. Don’t forget to check out the Goodies section too. The Board Widget looks like an awesome feature you can put up on your website.

6 Practices to Overcome Your Fears of Playing Bigger | South Salem NY Homes for Sale

Playing bigger. Putting yourself out there. What others will think? Not being good enough.

Most bloggers have had to face those fears at same point. Dreams and goals tend to bring up our ugly stories after all.

Being a life coach who works primarily with women looking to overcome fears, blocks, beliefs, and barriers is what I do. So of course I have an opinion on why it is our fears come up one step behind our dreams.

Because they need to.

They need to seen, heard, and dealt with. They need to be examined and released. Life will hear our desire to step up to the plate as a desire to step away from the dugout. “You want to play bigger? Good! Here’s the first thing you get to examine and let go of in order to do so.”

Our fear is not meant to be our saboteur. It’s just an emotion we’ve attached to the thoughts that go swirling through our head on overtime we go to hit that Publish button, or send out a tweet.

Digging deep to overcome that fear can be both a long, mindful process, or as fast and life-changing as a simple Aha! moment that forever changes the lens through which we see the world.

But if a client were to ask me which steps they most likely needed to take, here’s what I would say.

1. Surround yourself with the right systems of support

A big reason so many of us get freaked out at the perspective of blogging is because it’s new and probably mostly unheard of in our intimate circles.

Now I’m not knocking those intimate circles. We need those like we need water. But they serve a purpose of their own, and encouraging you to do something big and in a completely new arena is not likely the role they need to serve in your life.

By surrounding yourself with other bloggers (local meetups, online groups, tele-conferences circles with accountability partners), you’ll find more encouragement to match your fear and what looks a little crazy from the outside will begin to look natural and “what-was-there-to-be-afraid-of-again?”.

Get a coach, get a group, get a friend. Get support.

2. Don’t “push through fear.” Process through it

I loathe when I hear that term. It’s not that it’s always a big thing. I pushed through fear when I went cliff jumping. But this whole “Fear of Playing Bigger” thing isn’t over as soon as you hit the water.

Pushing through fear is like pushing a car through your first marathon. Exhausting, distracting, ridiculous. Stop pushing through it. Stop and address the damn car, so you can get on without it. Yes, it might come up again, but if you keep giving it the space to be heard and the space to process through the fear, you give it the space to heal.

How do you process through it?

Here are a few beginning tips.

3. Know what it is you’re really afraid of

It’s not “playing bigger” that you’re actually afraid of. It’s what “playing bigger” will mean: what you fear will happen, what you think someone might say or do, who you think that someone might be, and what all that might mean?

Right here I’m talking about our deepest core beliefs or fears—the stories we tell ourselves about Who We (or others) Are and what we’re capable of. The stories that keep us playing small in order to play it safe.

The best way to find your deepest core fear is to start with the scenario that’s freaking you out, and question it. Ask yourself why you’re really afraid of it, what you’re afraid might happen, and what that says or means.

This can take some time, and sometimes even support, so go back to #3), then you’ll need to create a scenario that tests it.

For instance, maybe you find you’re really afraid of ridicule from friends. One way to test that fear is to openly and authentically share your concerns and ask for feedback from those friends.

Or if you’re afraid of looking stupid, maybe you can purposefully go out and do something that makes you look ridiculous (think: giant rooster costume) and realize that the world neither crashes down around you, nor do most people even notice.

This isn’t about being rational. Because your fear likely isn’t very rational. This is about speaking to that irrational brain of yours, in terms it can understand: hard-core experiences to the contrary.

5. See those fears (or feedback) with compassion

This one is a hard practice, and I’m not gonna tell you it’s always one to practice. There are times when we don’t need to see the other side; times when we need to ignore the other side because it’s bi-polar and toxic and it’s probably a better bet to change our phone number than to try to empathize. (I’m talking about people who might not support you, but I’m also talking about those bipolar and toxic thoughts of yours too.)

Seeing the other side is about looking with empathy at what’s happening and trying to understand with compassion how it came to be this way, and the deeper needs that are trying to be heard and validated.

For example, a fear of “not being good enough” might be just an attempt to receive acceptance, something that we all need and deserve. Or for another example, the recent criticism of a parent for your career choice might actually be a need to know you will be secure.

I recommend this practice because it can be easy to get washed up in the fear, the drama, the criticism, the he-said/she-said, the messy stories and can we just say drama again? It’s easy to lose sight of what’s really happening beneath the crazy of what we’re thinking, saying, or doing.

But any time we drop beneath that, our path becomes clearer. Pretty soon we’re not wracked with self-doubt because our best friend said she didn’t think we could hack it; we have empathy for the fear or the hurt or the self-consciousness she may be experiencing.

Remember, seeing the other side is not about psycho-analyzing the other person, or even yourself. It’s about looking for love, with love. It’s about seeking understanding, instead of stoking the inferno of self-doubt.

6. Say what you need to say

This is a modified version of an exercise in Digging Deep, to help you have that conversation you’ve been needing to have in order to finally lay to bed the fear you’ve been experiencing.

This might be a letter to a hurtful loved one, to your younger self, or even to your own fear. Imagine yourself having a peaceful but firm conversation.

This likely also means you’ll need to see those fears (or the fears of someone else, perhaps) as in the last step. Send gratitude for the the good intentions of your fear, or the attempt to care for you from a loved one, then describe how it is that you’re okay, capable, ready for this.

You may give the fear your proof in the form of what you’ve been able to do, or how you’ll handle anything that comes up. You may even answer that nagging question of “Who the hell am I?” with an answer that starts something like, “I’ll tell you who I am…”

Take your time with this. Each time I’ve done this I’ve essentially had a four- or five-page “conversation” with my fear, letting it say everything it needed to say and calmly answering it with clear and confident choices. It sounds slightly ridiculous until you really let yourself fall into the exercise. Then you experience that weight lift off your shoulders.

Again, in all these exercises you’re looking to create mindfulness and understanding through acknowledgment and compassion.

Because understanding creates clarity in your choices or next steps, and clarity creates confidence. And confidence creates a wildly authentic, wildly unique, wildly successful blogger.

Tara Wagner offers lots more tools for overcoming self-doubt, fear, and other barriers to creating your own unconventional, authentic, and thriving lifestyle. You can find her and signup for her free e-course/toolkit to start thriving in your life and family (without the fear) at TheOrganicSister.com.

Fix for a sinking fireplace hearth | South Salem NY Real Estate

Q: I live in a Craftsman cottage in Davis, Calif. Like many Craftsman homes, it has a fireplace in the living room with a handsome mantel, a tile surround around the firebox, and a tiled hearth. All appear to be original. My problem: The hearth is sinking.

Currently the hearth sits about 1/2 inch below the hardwood floor. I’ve been under the house to take a look from that angle. The tile appears to be laid on a cement slab, which is supported by 4-by-4-inch posts resting on a couple of concrete piers. I’m not quite sure how to get the hearth back to level with the hardwood floor. I don’t want to break any of the tiles.

What is the best way to elevate the slab to be level with the floor and have the least chance of cracking any of the tiles?

A: We think you may be able to gently ease the hearth back into place using house jacks and two 5-foot lengths of 2-by-12 framing lumber. Then you’ll need to pour new concrete footings and add new posts.

We caution you that this is not a job for the casual do-it-yourselfer. It requires B or B-plus carpenter skills. Also, this type of structural work often requires a building permit and inspections so make sure to check with the city before you get started.

Your first job is to lift the hearth back into place.

House jacks are large screw-type jacks used by house movers to raise houses in order to place large beams under a house for transport via truck and trailer. You’ll need to rent two or three of these. Place one of the 2-by-12s on the ground near the existing piers. The wood base will prevent the jacks from sinking into the ground when lifting the slab.

Next, place one jack at each end of the board and use the jacks to snug the second 2-by-12 against the concrete substrate of the hearth. Make sure the jacks and the 2-by-12s overlap the slab. The upper 2-by-12 will distribute the load evenly across the substrate, lessening the chance of cracked tiles.

Gently turn the screws on the jacks about a quarter turn at a time, alternating jacks in the same order to lift the slab evenly. If the lift is uneven, a third jack should be used to ensure the slab rises evenly. If a third jack is needed, make sure to support it top and bottom with wooden blocks. (A second pair of 2-by-12s isn’t necessary.)

This is a delicate, two-person job — one turning the jacks, the other in the living room monitoring the progress of the lift. If all goes well the substrate will move into level with the floor.

Once the substrate is in place and supported by the jacks, remove the old posts and piers and replace them with new ones. Use the old excavations, but widen and deepen them so they measure 12 by 12 inches square and 12 inches deep. Pour fresh concrete to fill the holes and set new precast piers in the wet concrete, making sure to level the piers side to side and front to back. Let the concrete dry for a couple of days.

Then place a 4-by-4 beam against the slab and support it at each end with 4-by-4 pressure-treated posts nailed to the wooden blocks on the top of each pier with four 16d nails. The finished product will look like an upside-down “U.” Make sure this structure fits tight to the slab by using shims between the slab and the beam.

An alternative to precast piers is to imbed metal anchors into the concrete to accept pressure-treated posts. Pressure-treated material is required for this application because the wood is too close to the ground and is more susceptible to termite or carpenter ant infestation.

Let the new concrete cure for a week. Remove the jacks and the hearth should be level once again for a long time.

A final word: No matter how careful you are, there’s no guarantee that you won’t crack a tile or two, and it’s possible that you’ll end up searching the salvage yards for pieces that match your fine old hearth. Good luck.

Stiglitz: Obama, Romney still need to address housing market | South Salem Realtor

Stiglitz: Obama, Romney still need to address housing market

Columbia University Professor Joseph Stiglitz speaks during The Economist's Buttonwood Gathering in New York October 24, 2012. REUTERS/Carlo Allegri

Columbia University Professor Joseph Stiglitz speaks during The Economist’s Buttonwood Gathering in New York October 24, 2012.

Nobel Prize-winning economist Joseph Stiglitz chided U.S. President Barack Obama and Republican presidential candidate Mitt Romney for not seriously addressing the troubled U.S. housing market during the recent series of presidential debates.

The Columbia University economics professor said in an interview with Reuters TV that the two men have shied away from discussing the uneven U.S. housing market recovery because neither has concrete solutions for helping financially strapped homeowners and both are wary of offending the banks.

“I find that shocking” that neither has talked about housing market issues, Stiglitz told Reuters. “It is one of the things that precipitated the crisis. In some sense, they don’t want to offend the banks … . The banks have been a major problem to doing something about the problem.”

Stiglitz, who won the Nobel Prize for economics in 2001, spoke less than two weeks before what could be one of the closest presidential elections in U.S. history.

Romney was 1 percentage point ahead of Obama in Wednesday’s Reuters/Ipsos daily tracking poll in a race that is effectively a dead heat ahead of the November 6 vote.

The biggest weak spot in the domestic economy continues to be the housing market, despite signs of life in cities like Las Vegas, Phoenix and Miami – some of the hardest-hit areas during the financial crisis.

Miami home prices rose again in September, marking 10 consecutive months of appreciation, according to the 26,000-member MIAMI Association of REALTORS.

But there are many skeptics about how solid the recovery is and whether some uptick in home building has been the result of the Federal Reserve’s recent action to buy mortgage securities to reduce borrowing costs.

On Wednesday the Mortgage Bankers Association reported that last week, applications for new mortgages in the United States registered their biggest percentage decline in a year as rates for a 30-year mortgage rose 6 basis points to an average of 3.63 percent, the highest in a month.

SHRINKING MORTGAGE DEBT

The country is still way off from its long-term average rates in construction, housing sales and foreclosures.

About 3.8 million homes have been foreclosed on since the financial crisis began in 2008, according to CoreLogic, which also reports another 1.3 million homes are in some stage of foreclosure.

Stiglitz said any meaningful discussion about housing must include a plan for reducing the level of mortgage debt held by U.S. homeowners, given how far property values dropped during the crisis.

“As soon as you start talking about mortgages and the housing problem, both sides feel uncomfortable,” Stiglitz said.

“Obama hasn’t done enough and Romney has no real proposals,” and yet both candidates have raked in millions of dollars from the banks in campaign contributions, he said.

Stiglitz is not the only economist who argues that reducing mortgage debt is the surest way to boost the economy by providing financial relief to struggling homeowners.

The Financial Times reported on Wednesday that if Obama is re-elected, he will push to oust Edward DeMarco, the acting head of the Federal Housing Finance Agency, who has opposed using principal reductions to reduce debt obligations on mortgages guaranteed by Fannie Mae and Freddie Mac.

The FHFA is the chief regulator of the two government-sponsored mortgage finance firms.

Others have promoted even more controversial measures to fix the housing market, like giving local governments the power to seize distressed mortgages through eminent domain so they can be restructured to enable homeowners to remain in their residences.

The idea of using eminent domain, which has been vigorously opposed by Wall Street bond investors, is being considered by San Bernardino County in California and a handful of other communities across the country.

Stiglitz said there are some good ideas about the restructuring of mortgages but neither candidate is addressing them.

One way or the other, the candidates could consider reduction in mortgage principal but “the banks don’t want to do it because they would be forced to recognize losses.”