Tag Archives: North Salem Realtor

North Salem Realtor

RealtyTrac: April foreclosure filings drop 23% | North Salem Real Estate

U.S. foreclosure filings fell 5% from March to April with default slips, scheduled auction notices and bank repossessions targeting 144,790 properties last month, RealtyTrac said.

Compared to year ago levels, foreclosure filings declined 23% in April and total foreclosure activity reached a 74-month low, the real estate data firm added.

The study notes one out of every 905 U.S. housing units faced a foreclosure filing last month.

“The April numbers indicate that the pig is moving through the python when it comes to deferred foreclosures in judicial foreclosure states,” said Daren Blomquist, vice president at RealtyTrac. “Foreclosure starts have been increasing for several months in many of the judicial states, and now that increased volume is showing up in the second stage of the process: the public foreclosure auction.”

The differences in judicial and non-judicial foreclosure states remained magnified with judicial foreclosure auctions increasing 22% from March to April and rising 31% from year ago levels to the highest point in over two years, RealtyTrac added.

 

RealtyTrac: April foreclosure filings drop 23% | HousingWire.

Construction Spending, ISM Index, ADP Payroll, Mortgage Purchase Applications | North Salem Real Estate

In each Economic Update, the Research staff analyzes recently released economic indicators and addresses what these indicators mean for REALTORS® and their clients. Today’s update discusses construction spending, the ISM index, ADP payroll figures, and mortgage purchase applications.

 

  • A stream of fresh economic data appears on the first day of every month. Here is a quick summary of today’s data and what it may mean to you.
  • Construction spending on residential buildings rose, but activities on new commercial buildings and government-funded projects declined. This means there is and will be more construction job opportunities for homebuilding.
  • The manufacturing sector is barely holding on. The ISM index, which measure activity in this sector, fell for the second consecutive month. The latest reading of 50.7 is only marginally above the critical 50 mark, which separates expansion and contraction. This means job gains in the manufacturing sector will slow or even possibly reverse in a few months.
  • ADP, a company that processes payroll checks for many firms, revealed 119,000 net new jobs in April in the private sector. This data has smaller coverage than the official employment data from the government, which is scheduled to come out this Friday. This likely means that official job gains will be comfortably positive, but the job creation pace is still not strong enough to meaningfully bring the unemployment rate down.
  • Mortgage applications for a home purchase fell slightly, though are up by 13 percent from one year ago. Applications for refi rose and are up 31 percent from one year ago. This means that home buying demand remains strong, but mortgage brokers need to prepare for a potentially sharp decline in mortgage refi activity in 2014.
  • Finally, the big cities are creating jobs. The L.A.-Santa Ana region added 116,000 net new jobs in the past 12 months. The Greater New York City area put 106,800 new people to work. However, La-La land and the Big Apple have huge populations so the job growth rates were only in line with the national pace. Dallas and Houston are the true stars. Dallas added 101,000 net new jobs in the past 12 months, while Houston put 102,300 more people to work. These Texas job growth rates were triple the national job growth rate. This means there will be greater housing demand per each REALTOR® in Texas versus other parts of the country.

 

 

 

http://economistsoutlook.blogs.realtor.org/2013/05/01

11 Reasons Your Blog is on a Road to Nowhere | North Salem Realtor

 

You’re smart.

You got drive.

You’re blogging, and blogging, and blogging. You’re producing good content. But somehow your efforts are not rewarded.

Your enthusiasm for checking your traffic stats is gone. Because the trickle of traffic makes you feel down, lonely, and maybe a little desperate. Are you wasting your time?

Let’s be honest.

Building a blog is hard work. It’s tough. And you need to be business savvy. That’s right. You need to treat your blog as a business. You need to get serious about marketing your blog. Because if you don’t market your blog, it’s going to remain lonely out there.

Let’s have a look at 11 common blog marketing mistakes. Avoid these mistakes, and you’ll gain more traffic, more shares, and more comments. And eventually, you’ll be able to make serious money.

Mistake 1: You’ve jumped straight in

Of course, it’s great to get started.

Get a domain name, a web host, a theme, a topic you love writing about; and you’re ready to go. Right?
I don’t think so. You need to know what your audience likes; what they want to read about, what they’re passionate about.

Before launching Social Triggers, Derek Halpern knew exactly what his audience wanted: fact-based advice on how to grow web traffic. That’s why he combines academic research with blogging tips.

Before you start your blog, research your audience. Read comments on the big blogs your audience is reading. Which topics resonate most? What are readers passionate about? What questions do they ask? What do they struggle with?

Mistake 2: Your audience is too diverse

When you’re writing your blog posts, who do you write for? Are you trying to write for as big a crowd as possible? Are you trying to appeal to as many readers as you can?

Writing to a crowd makes your writing bland; writing to one person makes you engaging and fascinating.
Start by describing your ideal reader. Have you seen how the Word Chef describes her ideal client? You don’t have to publish your ideal reader. But you need to know who you’re writing for.

When you write your next blog post, imagine writing to just one reader: your ideal reader.

Mistake 3: You’ve picked the wrong topic

Do you think you need to avoid the big topics, because they’re too competitive? Think again. If you pick a topic nobody has written about, then most probably hardly anyone is interested in your topic.

The truth is: the big topics are the topics people want to read about. Finance. Personal development. Blogging. Parenting. Marketing. Gadgets.

Yep, those topics are competitive. Hugely competitive. But you can be sure there’s an audience waiting for you. You just have to figure out how you’re going to stand out from the other blogs. And that’s why you need a purple cow.

Mistake 4: You don’t have a purple cow

A purple cow is what makes you different. If you’d see a purple cow, it would draw attention, wouldn’t it? You’d be fascinated by it and you’d remember it, wouldn’t you? That’s why you need a purple cow—a term coined by Seth Godin.

Why would people read you blog rather than a competing blog? A few ideas:

  • Your personality appeals to your readers.
  • Your passion attracts followers.
  • Your writing style is special.
  • Your opinion is appreciated.
  • Your experience is unique.

You’re not Walmart or Target. You don’t need to appeal to everyone. If you create something truly different, some people may think you’re crazy. But that doesn’t matter. As long as other people love your blogging, that’s absolutely fine. Don’t be afraid to put readers off. Because you’ll build a stronger bond with your core audience.

Apple has raving fans who queue up to trade in their iPhone 4S to an iPhone 5 as soon as it’s launched. But Apple also has its haters, who avoid buying Apple products.

Do you know Johnny B Truant? He’s not everyone’s cup of tea, because he tells it as it is and he swears a lot. But he has hugely passionate fans, too. You see? You don’t need to appeal to everyone. You just have to build your own tribe.

Mistake 5: You don’t know how you want to change the world

You can’t create passionate readers if your message is lame. If you want to fascinate people and create a loyal following, you need a mission. Strong brands are on a mission. Think Nike, Apple, or Harley Davidson. Popular bloggers are on a mission, too.

Leo Babauta at Zenhabits teaches people to live simply, to keep themselves centered and at peace as they make a slow journey to creating good habits and achieving their goals. A clear mission, isn’t it?

How are you going to change the world?

Mistake 6: Your design puts people off

If you want to be taken seriously, then you need to look professional. Your blog is your brand. What impression do you want to leave? Professional? Full of fun? Warm? Corporate? Artistic?

Compare these two social media blogs: Simply Zesty looks fresh, but rather corporate. The {grow} blog from Mark Schaefer looks just as professional, but a little more fun.

Also, keep in mind that your design has a large impact on readability. Use white space, large fonts, and sub headlines to guide your readers through your content.

Mistake 7: Your blogging voice is erratic

You’re a blogger. You’re a writer. You communicate through your content.

Your brand is not just your blog design; and not just what you’re blogging about. It’s also how you blog. What’s you’re writing style? And does it match your blog design? Does it match your brand?

You need a unique voice that reflects your brand. Have you read the Aweber and MailChimp blogs? Aweber is quite serious and a bit corporate. MailChimp is cheeky and more personable. One is not better than the other. They’re just different. And their tone of voice reflects their brands.

Jon Morrow and Darren Rowse both blog about blogging. Jon Morrow is like your favourite high-school teacher. He tells you off when he needs to and uses strong language, but inspires you to study harder. Darren Rowse is like a friendly neighbour. Full of useful advice, helpful when you’re stuck, and he never says a bad word about you.

How are you positioning yourself? And does your tone of voice match?

Mistake 8: You’re hiding yourself

As a blogger, you are an important part of your brand. People connect with you because of who you are.
Nobody enjoys phoning a call centre. Nobody wants to get in touch with a boring corporation. Nobody wants to chat with a faceless company.

To build a loyal following you need to be human and get a little personal. Show your passion, mention some titbits about your life, share your experience, and let your passion shine through.

Even though I mainly write about copywriting and content marketing, my email subscribers know I love cycling, because I use cycling analogies to explain copywriting tricks and I’ve even included cycling holiday snaps to illustrate points. That’s how I’m building a connection with my readers.

Mistake 9: You think your traffic will snowball

You need to market your blog to gain an audience. Overnight success doesn’t exist.

Generating traffic is hard work, and no shortcuts exist. Social media and SEO can generate traffic, but guest blogging is often the best way because guest blogging allows you to borrow the audience from a big blog.

Don’t have enough time for guest blogging? Reduce your own blogging schedule, post once a week rather than daily; post once a month instead of weekly. And use the time you’ve freed up to post on other blogs.

Mistake 10: You’re not enticing people onto your email list

Getting blog readers to sign up to your email list should be your priority. Because once they’re subscribed, you can email them when a new post goes live. And when you’re ready to sell, your email list is your most precious marketing asset.

Email is more powerful than social media, especially when it comes to selling. Have you seen this graph from Darren?

Email drives profits

 

That tells you enough, doesn’t it? Get an email subscription form on your home page, your about page, and each blog post. Consider removing the option to subscribe to your RSS feed, because it distracts from your email subscription form.

Mistake 11: You’re a dreamer

Of course we’re all dreaming of success, of more readers, more shares, more comments, more money.

But dreaming about success isn’t going to get you there. You need plan. Not a Soviet-style ten-year plan. Just a plan for your next month. Decide on your mission, define your brand, your design, your voice, and think about how you’re going to grow your audience during the next month.

And then in a month’x time you can see what worked, and what didn’t work. And then you can write another one-month plan. To increase your traffic. To grow your audience. And to build your email list.

The truth about building your audience

Let’s be honest.

Growing your audience is hard work. It requires energy, enthusiasm, and guts. Dare to be different. Build your own unique brand. Don’t be afraid to be yourself.

Your most loyal followers, your raving fans are reading your blog because your style suits them; because your message inspires them; and because you are you.

Come on. What are you waiting for? Start marketing your blog, your brand, yourself.

 

 

Short-sale platform can prevent property ‘flopping’ | North Salem Real Estate

A software platform that allows mortgage servicers to receive all offers submitted on a short-sale property directly from buyers’ agents has won an award for Release of the Year from Mortgage Technology magazine.

The Release of the Year award, one of 12 mortgage tech awards given out by the magazine in 2012, recognizes a new software, platform, alliance or initiative that is expected to have the broadest future impact on the mortgage industry.

VerifiedShortSale, a Web-based platform from Southfield, Mich.-based Woodward Asset Capital, launched in April 2011. The platform delivers every short-sale offer to all parties in real time, ensuring lenders see all offers, not just those listing agents or sellers want them to see.

“Woodward’s technology closes the gaps between mortgage servicers and the real estate marketplace by providing information about distressed assets that can help address uncertainty about property valuations and proactively deal with potential instances of fraud in the short-sale process,” Mortgage Technology magazine said in announcing the awards.

Lenders that don’t employ preventative measures may be vulnerable to short-sale “flopping” schemes in which real estate agents help investors obtain distressed properties at deflated prices.

Woodward says VerifiedShortSale also prevents delays by allowing lenders to approve sale terms before a buyer and a seller execute a binding contract that may not meet the bank’s requirements.

VerifiedShortSale is based on Woodward’s first product, OfferSubmission, a platform for real estate owned (REO) properties released in 2009. In 2013, Woodward plans to roll out Purchase Pipeline, a Web-based acquisition and transaction management system for institutional investors, real estate investment trusts (REITs), hedge funds and REO-to-rental firms.

Mortgage Technology also named Woodward to its 2012 list of the top 50 service providers in the mortgage tech industry.

Equifax’s Verification Services Platform and loan origination system LendingQB were included as honorable mentions for the Release of the Year award.

North Salem NY Real Estate | 23 Top Tips to Make Your Blog Posts More Conversational

Let’s face it; most blog posts that are currently being put out are simply b-o-r-i-n-g.

Dull. Unexciting. A big fail when it comes to keeping our attention.

The blogger is writing about a worthwhile topic no doubt, but the writing does nothing for the reader. It fails to engage, or draw you in. Even when you are supposed to be paying attention, you really aren’t. You keep on thinking about what else is out there. Your mind is wandering.

The writer is unable to form a connection and you end up clicking away. Hardly surprising, is it?

A tiny number of people are getting it right, though. They open their posts with a bang. They are spot on with their calls to action. Before you know it, you have read every single word and you wonder what happened to logging off for the day.

People like Jon Morrow, and Sonia Simone, and Darren himself. They are masters of engagement. They are talking directly to you. Only you.

How on earth do they do it? How do they make you stay put even though your pots are boiling over and your kids are screaming for dinner? Turns out they have quite a few tricks up their sleeves.

Let’s take a look, shall we?

Write like you talk—only better

You have probably heard this advice before, but we will take it up a notch here. Dig a little deeper. What does exactly it mean to write like you talk?

1. The most important word in blogging is “you”

Address you audience. Imagine you are sitting across the table from a really close friend, and write your post for them. You are allowed ask rhetorical questions, but cut down on ums and ahs. It makes for poor talking and appalling writing.

2. Mirror their responses

Say things like, “so you feel like nobody’s paying attention …” or “I know crafting effective calls to action can be really hard.”

What have your readers been telling you? Use some of their language to reflect that you are paying attention.

3. Use contractions

Some people hardly ever use any. They stay proper, but that’s not how you talk to a friend. Use don’t, isn’t, it’s. Make it less stilted. Make it flow better and sound like human speech.

4. Be bold with exclamatory phrases

By this, I mean things like “Oh no!” and “Holy cow!”

Psst! Watch some reality TV or reporting shows. See how they keep you glued to the set with exclamations.

5. Ignore your high school English teacher—within reason

Your old English teacher was right when she told you to choose the right word, make it vivid and interesting and add adjectives to your prose.

This is not something you should mess with. You can, however, get away with breaking some rules of grammar. You just need to know which.

5. Use fragments

Like this one. Believe it or not, it is fine to use them even if you are not actually saying them out loud.

6. Start your sentences with a preposition

But that is not grammatically correct, you say. Well, this is one of those rules.

7. Stay away from adverbs

On most occasions that add nothing to your writing. Most of them are redundant like scream loudly, sigh sadly. Use sparingly.

8. Don’t be afraid to use a bit of slang, but don’t go overboard

Dig?

9. Use exclamation points when necessary

Cut back on the usage though. Dramatically.

10. Write at an eighth-grade reading level

Reader’s Digest does it. So can you. Keep it simple.

11. Avoid being formal

Instead of saying however, moreover, or furthermore, say but, so, or then. We are aiming for conversational here. Get a dialogue going.

12. Avoid jargon

Corporate lingo, marketing speak, gobbledygook. Call it what you want, if it is unintelligible, it has no business being there.

13. Use short words

Leave the thesaurus alone. Stephen King suggests picking the first word that comes to mind (in most cases). That’s gold.

14. Don’t be wordy

Notice how eyes begin to glaze over when it happens in face-to-face conversations?

Same is the case in the virtual world. Keep it tight; nobody likes people who ramble.

15. Don’t use the passive voice

Consider these options:

  • A decision was made vs. I decided.
  • Your email has been received vs. we have received your email.
  • Your response is appreciated vs. we appreciate your response.

Which sounds better? You decide (or, it has to be decided by you)!

16. Avoid monologue (keep paragraphs short)

You are not really having a conversation, we get it, but does it have to come across like a lecture? Keep your paragraphs short. Talk to readers, not at them. Don’t preach.

17. Forget about being politically correct

“He or she” is fine. Nobody will say anything, I promise.

18. Show off your personality

Pretend you are writing an email to a close friend. What’s different about this writing? It’s more authentic, more genuine, more you.

19. Don’t use words that you won’t use while talking

Is it something you’d say to somebody’s face? If not, it might be a good idea to skip it.

20. Use phrases that only you would use

Put your unique stamp on all your writing.

21. Ask hard-to-answer questions

Exercise tough love. Make their brains hurt!

22.  Watch your tone

Snarky, inspirational, flippant, self-deprecating, tough … how do you want to come across? Carry it throughout your piece. Be consistent.

23. Take a stand

Say what you mean. What’s the point otherwise?

You are writing for the most important person there is—your reader. Do you want to be clever or engaging? The choice is yours.

The Weekly Online Video News Round Up – Final Cut Edition | North Salem Homes

This week I’ve got to get the final cut of the pilot episode over to the contest people. But, as always, I’ve been keeping an eye on the industry to see how things are going and this week there’s some interesting stuff from the likes of Comcast and Verizon of all places. Check it out and enjoy your morning coffee.

Comcast Adds Offline iOS/Android Viewing To Xfinity TV Player

Comcast has brought video on-demand streaming to subscriber’s mobile devices since early last year, but now an update has added the option to download (some) content for offline viewing. Arriving simultaneously on iOS and Android, the Xfinity TV Player apps support downloads from premium channels Showtime (which was also one of the first up for streaming when that launched), Starz, Encore, and MoviePlex.
Source: Engadget

Verizon Makes 75 Channels Available Via Its iPad App

Verizon Communications is making 75 live networks available through its updated app for iPad tablets for FiOS TV and Internet customers — but unlike services from competitors like Cablevision Systems and Time Warner Cable, the telco’s tablet TV lineup currently lacks broadcast networks and local channels. The updated FiOS Mobile app for iPad was published in the Apple iTunes App Store on Wednesday (last week).
To use the feature, customers must subscribe to both FiOS Internet and TV service, and must use a Verizon-provided router. Live TV on the iPad is accessible only within a customer’s home over Wi-Fi.

Rovi TV Guide Listings to End

Rovi has started shutting off the TV listings data it has provided in over-the-air broadcasts to dozens of consumer-electronics device models in North America — and will completely end the service by April 2013 — a move that has infuriated consumers who claim it will render their DVRs useless.

The company said its agreements with data broadcasting partners CBS and National Datacast Inc. (NDI), a for-profit subsidiary of PBS, are coming to an end.

Source: Multichannel News

RedBox Instant Set for Holidays

The online video joint venture Redbox Instant by Verizon is set to launch sometime before the end of the year. The service is currently being tested in private beta, and Verizon and Redbox have kept mum on some key details. Subscriptions start at $6 a month. An $8 a month membership adds four Redbox credits to the streaming package that can be redeemed for Redbox DVD rentals. Redbox Instant is using Silverlight for streaming on the web.

Source: GigaOm

Chill Direct’s New Platform Empowers Artists to Distribute Content Directly to Fans

Chill (www.chill.com), the Web’s premier video discovery portal today launched the entertainment industry’s first turnkey platform for artists to produce, own and distribute content directly to their fans, dubbed “Chill Direct.” The self-service platform is the first of its kind and makes it dead simple for artists to globally distribute premium video to all desktop, mobile and Internet connected televisions.

Chill Direct is a fully socially integrated platform that allows any filmmaker, comedian, musician, or artist to directly release premium video to the fans who love them. Building on the success of content creators who have made specials and albums directly available to audiences for personal download, Chill Direct expands on this emergent model, empowering artists to engage their fan bases and build full-scale customizable community hubs where fans and artists can interact.

Unlike releasing content through app stores, music stores, a broadcast network or film studio, Chill Direct imbues artists with creative control and flexibility over their material and allows them full ownership of Intellectual Property. Chill Direct also helps artists build powerful social communities around their work through integration with Facebook and Twitter and world-class page creation tools.

Source: Press Release

Test the Encoding.com Private Cloud and enter to win $1000 of free encoding credit

At Encoding.com, we all agree that building the world’s most powerful private cloud transcoding platform is a good time. Even more fun is watching our resident stunt goat Clive take it for a test drive. Unfortunately, even the great Clive went from goat to chicken when he overheard the roar of 32 core multi-threading servers and 1Gbps ingest/egress usingAspera fasp 3™ technology.

Therefore, we are offering a reward of $1,000 in free encoding credit to the Encoding.com community member willing to brave unprecedented speed, put the pedal to the metal, and encode the largest volume of video in December using Encoding.com private cloud!

Using the Encoding.com Private Cloud is easy, you can keep all of your encoding settings the same and simply specify a new region in your API request.  Click here for complete instructions.

The rules are simple:

– Only one winner will be selected
– Encoding credit will be awarded to the primary account holder
– Encoding credit may only be redeemed by the primary account holder
– Encoding credit must be used by 1/1/2014
– Encoding credit is not applicable for discounts on existing contracts

Source: Blog Post

Quick Tip: 5 Things to Do to Jump-Start Your 2013 | North Salem NY Real Estate

After the long Thanksgiving holiday, it’s tempting to take your foot off the pedal and coast into 2013. But, I encourage you to make the most of these last few weeks of the year. Don’t wait until January 1st to get started for the year – the time is now.

Here are 5 quick and easy things to do to jump-start your 2013:

1. Shed your problem clients

I have witnessed first-hand agents who are so desperate for a paycheck that they hang onto the wrong type of client until they are completely drained and end up comprising way too much. The sign of a successful agent is the ability to walk away if needed. Ask the tough questions: “Are they worth it? Are they being realistic? Are they keeping me away from other opportunities?”

2. Clear your schedule

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Your time is your own, but it’s also easy to let your schedule get out of hand because of other people’s needs. From now until the end of the year, time block time during the week that is just devoted to thinking about 2013. For true planning, brainstorming and dreaming – you need more than 10 minute chunks of time. You need long drawn out time blocks without interruption!

3. Be honest

What do you love about your business and what do you want to change? Make 2013 the year you work with the clients you really want to work with, the year you truly have the year professionally and personally that you want to have. Been meaning to take a vacation? Plan it out! Nothing happens by accident. Be honest about where you are and where you want to be in 12 months!

4. Get your finances in order

Do you have a professional helping you with your accounting and/or taxes? If not, now is the time to talk to one before the end of the year. Don’t try to do it all yourself – get a professional to help! Also, now is a great time of year to update your software or invest in a system like QuickBooks or Mint.com.

5. Schedule 5 phone calls a week 

Don’t forget, one of the best ways to reach out to someone is with a quick phone call. Nervous about calling out of the blue? Then, email them first and set up a time to chat and then schedule the call using a calendar appointment. Make sure you have a reason for calling – is it a market update? Recent sales in their neighborhood? After you call, search them out on LinkedIn and connect there as well as Facebook and/or Twitter if appropriate for you and your business.

These are just a few things to get ready for 2013. I would love to hear how you are getting ready for the New Year. Leave me a comment below!