Will jobs gains for December be enough? | 2014-01-08 | HousingWire.
Will jobs gains for December be enough? | Katonah Realtor
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New Jersey brokers accused of using client home for sex fests | Katonah NY Real Estate
Real estate agents are supposed to give homeowners the best bang for their buck. But a Coldwell Banker duo in New Jersey is being sued by two homeowners for allegedly using their house to engage in sexual trysts.
Homeowners Richard and Sandra Weiner alleged that agents Robert Lindsay and Jeannemarie Phelan used their Wayne, N.J., home for a minimum of 10 racy meetings, according to a lawsuit filed in Passaic County court.
“The security cameras further show that at 1:02 p.m., Lindsay and Phelan entered the master bedroom, undressed and proceeded to have sex on the Weiners’ bed,” the lawsuit, seen by the Record, states. “All visits were for sexual encounters.”
The Weiners also said in the suit that Lindsay “intentionally listed the house above market value to avoid Realtor traffic in the home while he and Phelan carried on their trysts.”
They are seeking damages for invasion of privacy, emotional distress, breach of contract, trespass of land and other civil counts, according to the newspaper.
Coldwell Banker fired the two agents after learning about the allegations, an executive for the brokerage told NorthJersey.
Earlier this month, an agent at boutique Williamsburg firm Nooklyn was fired for uploading nude photos of herself to company servers. [Record] – Hiten Samtani
Concern Grows that Aging Home Equity Loans Threaten New ‘Wave of Disaster’ | Cross River Real Estate
Nearly half of the nation’s outstanding second lien home equity lines of credit (HELOC) will amortize over the next several years, raising monthly payments and increasing the risk of a rash of new delinquencies that could result in new defaults and foreclosures.
Lender Processing Services today joined Equifax in raising alarms about prospect that aging HELOC loans written in the final years of the housing boom could result in a huge number of defaults, creating a “wave of disaster.”
Some 48 percent of outstanding second lien home equity lines of credit, which were originated between 2004 and 2006, will begin amortizing on their tenth anniversaries.. As the payments on these HELOCs become fully amortizing, many borrowers may see monthly payments increase. Recent increases in new problem loans among HELOCs originated prior to 2004 that have already begun amortizing indicate the huge wave of newly amortized loans poses increased risk of more delinquencies ahead, LPS said.
“In the aggregate, the home equity market is experiencing lower delinquencies,” said LPS Senior Vice President Herb Blecher. “However, among the HELOC population that has already begun amortizing, we are actually seeing an increase in new seriously delinquent loans. As of today, only 14 percent of second lien HELOCs have passed this 10-year mark, leaving a very large segment of the market at risk of payment increases over the coming years. Nearly half of all of these lines of credit were originated between 2004 and 2006, with the oldest set to begin amortizing next year. If this trend toward post-amortizing delinquencies carries over, we could be looking at significant risk to the home equity market over the coming years.”
Dreaming in Color: 8 Ravishing Red Bedrooms | Waccabuc Real Estate
I’m not a morning person, so I’ll take any help I can get for waking up early and feeling motivated to start my day. Bold red is an attention-getting hue, so it’s a great color for those who need assistance getting revved up and energized. Keep in mind, though, that red has been shown to raise blood pressure slightly as well as increase stress and anxiety levels, so it’s not a good color for those who need their bedroom to be a mellow sanctuary. Of course, deeper and darker reds that veer toward burgundy are less “hot” and therefore more soothing, so look for those if you prefer a more calming effect in your bedroom.
For those of you ready to go red, check out these eight bold red bedrooms from around Houzz, along with a few tips for working with the hue in your own bedroom.
I love a strong accent wall color, especially when it’s picked up elsewhere in the room via textiles, furnishings and decorative accessories. This deep red is gorgeous set against the rich wood details, and the white wall helps lighten it all up.
Get a similar look with Licorice Stick from Behr.
If a solid red wall is too intense for you, try breaking it up with plenty of white. This is a fantastic and affordable way to get a one-of-a-kind look in your bedroom, with just masking tape and paint.
Get a similar look with Red Banner from Pratt & Lambert.
Or use red as an attention-getting background hue for fun, decorative wall decals that are easy to install and also easy to change out down the road. This is another cost-effective way to get a supercustom look in your bedroom.
6 Reasons Social Media Is Critical To Your SEO | South Salem Real Estate
Once upon a time, “the old SEO” ruled the website marketing world. This was during the early, pioneering days of online marketing — before it was typical for a small business to have a website and long before your grandmother had an online presence that could rival a teenager. The old SEO strategy centered around one primary factor: Link Building. But today, link building as a direct SEO tactic is completely dead. The fact is, Google has found smarter ways to measure the popularity of your website: it’s called social media.
The fact that social media is critical to your online presence (and your search engine rankings) is often a tough pill for small business owners to swallow. It can be a difficult marketing strategy to measure, and it can seem like a strange way to grow their business.
But the days of easily measuring your SEO strategy are long gone. It’s no longer about building X amount of links and creating Y amount of optimized content pages on your website. These old approaches to getting search engine attention are very static. The new strategy is about being dynamic, engaged, and interactive within your marketplace and when acquiring SEO for commercial real estate companies. Social media is the only place you can make that happen.
Here are six reasons social media needs to be an important part of your website marketing and SEO strategy for years to come:
1. Link building was always about social proofing.
Think about it – why did Google ever allow links to determine which websites ranked above all the others? The answer is simple: links were like “votes” for your website. The more votes you get, the better off you are. So SEO companies started building links (aka “votes”) manually. Then, Google — to counter all of the fake voting — figured out that some votes should count more than other votes. So SEO companies went around manufacturing websites with the best votes. And Google, finally, realized that SEO link building would never work long-term for ranking websites. So Google started penalizing websites with “fake votes” (which is basically anyone who pays a company to do SEO link building for them). Seeing a trend here? The idea behind links as a ranking factor is a very good idea, but since it’s become so easy to manipulate, Google has been forced to turn to social media channels which do the same thing but are much harder to manipulate. Link building was always about social proofing.
2. Social media allows you to “crowd source” your link building.
When you have a following on Twitter or Facebook or LinkedIn, you create a team of fans who can share your content. That’s what social media is all about, folks — being social! (Imagine that.) So when you write a new blog post on your business blog, you can take that content and share it on Twitter and then get some of your followers to share your content. You can also get your website visitors to share pages of your site and your blog on social media by adding simple social buttons to allow people to quickly and easily “vote” for your content right there on your website. Sure, many of these people will never become your actual customers, but that’s not your objective here. Your objective is to build buzz and attention around your website.
3. Being social is the fastest way to multiply your presence online.
The problem with old school SEO link building is your always building “signs” to your website in places where nobody is looking. It’s something like buying a billboard in the desert. Social media, on the other hand, is a dynamic world of interaction and activity where things are constantly happening in real time. This is why it’s so crucial that you have a social media PRESENCE — not just social media accounts where you never or rarely post anything. You’ve got to be active, you’ve got to be social. This is the fastest way to multiply your online presence simply because it’s where everyone is. If you get in front of the right people (which is a matter of consistency, not luck) then you can build some buzz around your business and your website.
4. Social signals is a real thing.
I’m sure you’ve heard the term “social signals” floating around out there. Love it or hate it, this is a real thing. Google is definitely measuring your website’s “pulse rate” on social media channels. How often do you share content on social channels? How often do people visit your website for social channels? How many fans/followers do you have? Does your website have social sharing elements available for visitors? Social signals really is the new “link building” metric you should be concerned about and worried about. Forget about how many links you have — especially if you’re building fake links — and start worrying about the health of your social media presence.
Cuomo: Westchester Would Get $6.8M From Casino Revenue | Katonah NY Real Estate
The passage of Proposal One on Election Day to authorize casino gaming in New York could bring more than $6.8 million in school aid and property tax relief according to a study released by the Governor’s office. ss
Gov. Andrew Cuomo spent the day after voters decided to pass a measure to bring casinos and mobile casinos like www.slotsformoney.com to the state in Bethel touting the potential merits of the plan and the revenue it will bring to the state.
The Governor estimates that the casino will bring more than $51 million in aid to 10 counties in the state and boost tourism, casinos online and gambling games, MST Online is one of them.
“The passage of Proposal One is a big win for local governments, school districts and taxpayers in the Catskills and Hudson Valley region,” Cuomo said in a statement.
One casino that has given a permission to operate online is the 666Casino which is one of the best casinos so far that you can play anywhere with just your phone or tablets. “Yesterday’s vote by New Yorkers to authorize casino gaming will keep hundreds of millions of dollars spent each year in neighboring states right here in New York, providing more revenue for local schools, relief for property taxpayers and countless jobs for New Yorkers, while bringing proper regulation to the industry.”
http://armonk.dailyvoice.com/news/cuomo-westchester-would-get-68m-casino-revenue
Doctor Gives End Of Daylight Saving Time Tips | Katonah Real Estate
We’ll all be “Fall”-ing back this weekend. You can get ready for it now.
Changing the clocks back at the end of Daylight Saving Time can throw your body for a loop, but there are ways to help you ease into that one-hour change.
Dr. Praveen Rudraraju at Northern Westchester Hospital in Mount Kisco has five tips to help adjust to the end of Daylight Saving Time.
- Try to change one of the clocks on Friday and start following that clock to eat meals, sleep and wake according to that clock. When Monday comes, you will be better adjusted.
- Exercise early in the day not too close to the bedtime.
- Give ample time to digest your dinner before you go to bed.
- Try to spend time outside during the daytime if weather permits, Dim the lights in the evening, so that your body understands that it’s time to wind down.
http://mtkisco.dailyvoice.com/lifestyle/nwh-doctor-gives-end-daylight-saving-time-tips
50 Years Later, Relive the Destruction of Old Penn Station in Photos | Katonah NY Real Estate
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It was 50 years ago today that demolition began on the New York icon that evokes intense nostalgia and mourning even today: the old Pennsylvania Station. To honor the day, Atlantic Cities rounded up some beautiful photos of the transit hub in its prime, but Curbed has opted to immerse us all in sad images of the de-construction process, as plans for Madison Square Garden loomed ahead. After all, it was the painful ripping apart of the soaring archways, domed ceilings, handsome columns, and more that lit a fire under the arse of the coalition that eventually made New York’s landmarks law a reality. The extensive demolition porn of yore comes to you courtesy of the Museum of the City of New York’s wonderfully extensive photo archives. Below, you’ll also find a handful of photos of Penn when it was still gloriously intact, which kinda intensifies the grief a little. While the site’s future remains uncertain—could we feasibly see a bonkers starchitect-designed railway station in our lifetimes?—the past is, sadly, a done deal.
Here now, what the pretty station looked like before the wrecking ball descended.
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· Museum of the City of New York Collections [official] · 10 Gorgeous, Nostalgic Photos of New York’s Old Penn Station [Atlantic Cities] · All Penn Station coverage [Curbed]
Katonah Presbyterian Church to dedicate renovation-expansion | Katonah NY Homes
On Sunday, the First Presbyterian Church will end the 10 a.m. morning worship service with a ceremony dedicating the renovation and expansion of the church building at 31 Bedford Road, Katonah.
After almost six years of planning, permissions and municipal approvals, and an extended year of site work and construction, the 330-member congregation will unveil its largest capital project since the sanctuary was renovated in the late 1980s, according to a press release from the church.
This time, the church concentrated on providing greater access to the disabled, additional class- and meeting rooms, music rehearsal space, a new kitchen and new above-ground Fellowship Hall. KG&D Architects and Engineers, PC of Mount Kisco and M.J.C. Construction of Yorktown Heights provided specifications, design and execution of the project.
“This is a long time in coming and it will indeed be a celebration,” interim Pastor Gavin Meek said in the statement. “I’m sure you will enjoy the day and the former pastors, staff and members who will return for the event.” The public is invited to morning worship and to a reception and extended celebration in the new facilities from 11:15 until 12:45 p.m.
For more information visit www.katonahpresbyterian.org or contact the church office at 914-232-4568.
Wells Fargo originations may be off by 30% | South Salem Homes
Wells Fargo (WF) Chief Financial Officer Tim Sloan says mortgage originations are projected to be off by 30%, while refinance volumes will be off by an estimated 60%.
Seeking Alpha elaborated on Sloan’s statements:
Still, he reminds business remains strong and those percentages are based on very strong comparables.
One bullish stat shows mortgage payments to disposable income is just 18% vs. a fifty-year average of 27%. At the height of the bubble it was 30%. Amid the high interest rates of the early 80s, it was about 50%.
Source: Seeking Alpha