Tag Archives: Chappaqua Real Estate for Sale

What is Curation? [Video] | Chappaqua Homes for Sale

Curation has been a hot topic of discussion. I, along with my colleague Mathew Ingram, have been writing about curation and aggregation for a while, and have explored many different aspects of both. Twitter, Tumblr and Pinterest are the engines of this new curation trend.

Today, folks from New York-based curation-oriented startup Percolate put up a video. It includes comments from the likes of Maria Popova of Brain Pickings and Tina Roth Eisenberg of Swiss Miss talking about what curation is and why we need it. It’s an enjoyable video that explains curation in a very articulate fashion without resorting to hyperbole.

I wish the Percolate folks would talk to three curation veterans who have been doing it long before it become a trendy word — John Gruber of Daring Fireball, Jason Kottke of Kotte.org and Scott Beale of Laughing Squid. As for me personally, curation is no different to blogging. I have been practicing it on my personal blog, highlighting everything from shoes I like to a snappy quote from Mark Zuckerberg to a video about Kiev.

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Big loans are back for real estate | Crain’s | Chappaqua Luxury Properties

Funding for real estate projects in the city is flowing again, with many developers taking advantage of the improving environment to refinance properties, according to Real Capital Analytics’ ranking of the top financing deals, which appears in this week’s Crain’s.

Out of the Top 35 deals done in the past 12 months, 24 were refinancings. The remainder were new loans taken out for acquisitions.

The largest loan made in the past 12 months was an $800 million refinancing done in September 2010 for 245 Park Ave. Brookfield Asset Management and ING Clarion tapped into Bank of China for the deal. It was followed by Boston Properties’ $700 million loan from MetLife for the Citigroup Center at 153 E. 53rd St. in March. The third-largest was a $650 million refinancing of One Bryant Park in June by Bank of America, which owns the building in partnership with The Durst Organization.

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“We’re seeing big loans again,” said Dan Fasulo, managing director of Real Capital Analytics. “It’s a very healthy sign that liquidity has returned to the market place.”

As a measure of that phenomenon, even the smallest of the Top 35 financings done in the past 12 months was for in excess of $100 million. It was the $110 million refinancing of 200 Water St., arranged for Rockrose Development Corp. by Freddie Mac.

The composition of lenders was highly eclectic. Bank of China took the honors of doing the biggest transaction and also loaned $110 million to SL Green Realty Corp. and CPP Investment Board for the refinancing of Manhattan Tower at 600 Lexington Ave. Several U.S. banks, including Bank of America, Wachovia, Morgan Stanley and Goldman Sachs, also featuring prominently on the list, as did several German institutions, such as DekaBank, WestImmo and Deutsche Bank.

There were also some surprises in the data.

“For all the talk of the investment banks not lending, there are a lot of them in this list, including foreign banks,” Mr. Fasulo said. “The insurance companies have also been very active lately.”

Among those was MetLife, which was behind two of the Top 10 transactions; and Pacific Life Insurance Co., which helped SL Green and New York State Teachers’ Retirement System refinance 919 Third Ave. with a $500 million loan done at the end of March.

Although most of the top transactions were office related, there were five apartment refinancings. Fannie Mae provided funding for two deals, including the $175 million loan for Lands End I at 265-275 Cherry St. in Manhattan, while Freddie Mac provided $133 million to refinance an apartment tower at 4720 Center Blvd. in Long Island City, Queens.

Home Insurance Primer For Chappaqua NY | Chappaqua NY Homes

What you need to know when you are considering Home Insurance:

1. You’re a statistic.

To an insurer, you’re not a person; you’re a set of risks. An insurer bases its premium (or its decision to insure you at all) on your “risk factors,” including your occupation, who you are, what you own, and how you live.

2. Know your home’s value.

Before you choose a policy, it is essential to establish your home’s replacement cost. A local builder can provide the best estimate.

3. Insurers differ.

As with anything else you buy, what seems to be the same product can be priced differently by different companies. You can save money by comparison shopping.

4. Don’t just look at price.

A low price is no bargain if an insurer takes forever to service your claim. Research the insurer’s record for claims service, as well as its financial stability.

5. Go beyond the basics.

A basic homeowners policy may not promise to entirely replace your home.

6. Demand discounts. Insurers provide discounts to reward behavior that reduces risk.

However, Americans waste money every year because they forget to ask for them!

7. At claims time, your insurer isn’t necessarily your friend.

Your idea of fair compensation may not match that of your insurer. Your insurer’s job is to restore you financially. Your job is to prove your losses so you get what you need.

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Chappaqua NY Weekend Real Estate Report | RobReportBlog | Chappaqua NY Homes

Chappaqua Real Estate Report   |    RobReportBlog

86   homes available

$1,100,000    median price

$27,500,000   high price

$449,000   low price

$411  price per foot

106   average days on market

4159   average size

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Oil Versus Gas Fuel. What do I do? | Chappaqua NY Homes

 


Gas Furnaces vs. Oil and electric Furnaces
Most residential furnaces are old, highly inefficient, and a cause of high energy bills and pollution. And many are oil furnaces, which raises the question: is it worth changing to a gas furnace?

Furnace and fuels
For many years oil and natural gas heating systems were in direct competition, without no clear economical advantage of any of them.

Today, in most cases, gas furnaces are a better option due to their efficiency, cleanness, easier maintenance, and also by economical reasons. Propane isn’t such a good option, and electricity isn’t a true economical choice, except for small needs…

Fuel Prices
The oil and gas prices are still fluctuating, making it difficult to give a definitive advice. But most experts bet on gas, even considering prices fluctuations or the supply and connection charges, surcharges, discounts, etc. involving the different fuels.

Electric furnaces
Electric furnaces have low maintenance requirements and are easy to install and cheap, but they are much more expensive to operate than gas (and oil…) furnaces.

Electric furnaces should only be considered for infrequently uses and small needs, mostly in moderate climates. But in this case electric furnaces have other well positioned competitors, like modern gas stoves or even insert fireplaces…

Oil furnaces
Oil furnaces are no more a popular option. Their efficiency has risen a lot (80% and more are the standard), and there are now new high-efficient oil furnaces offered by manufacturers like Carrier/Bryant or Thermo Pride, but that doesn’t make them a first option.

High efficient oil furnaces – with a reliability that prior models didn’t offer – require a different and better chimney, often an upgrade with a stainless steel liner inside the old structure. Installing a sealed-vent model is highly advantageous, even if that costs more…

Oil Furnaces disadvantages
Oil furnaces are now a relatively clean option, but not as cleaner as the gas one; they also require more maintenance than their gas or electric counterparts, besides storage tanks and insurance costs and other higher requirements; but above all, they involve higher running costs – a trend that will not be reversed in the future, according to most forecasts…

New natural gas and propane furnaces
In most cases, switching from oil or electric furnaces to gas units is an economical option. Even if the gas furnaces require relining the chimney or a plastic venting out the side wall, as high-efficiency furnaces do.

Gas furnaces are cleaner, require low maintenance, provide higher energy savings and are more friendly for the environment. Bet on a highly efficient gas furnace system, if you are not considering hypotheses like solar, heat pumps or space heating combined with high levels of home insulation and sealing…

Propane furnaces are usually modified natural gas equipment, for regions where natural gas isn’t available.

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Chappaqua NY Weekly Real Estate Report | Chappaqua NY Homes – Robert Paul’s blog

Chappaqua NY Weekly Real Estate Report | Chappaqua NY Homes

Chappaqua NY Real Estate Report  |   RobReportBlog

Chapp2  

84  homes available

$27,500,000  high price

$449,000  low price

$1,097,500  median price

4097  average square feet

$414  average price per foot

107  average days on market

Chappaqua NY Real Estate

Chappaqua Luxury Homes

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8 New LinkedIn Features Worth Exploration | Social Media Realtor | Chappaqua NY Homes