Tag Archives: Armonk NY

Armonk NY

White Plains Named To List Of Top 100 Places To Live | Armonk Real Estate

White Plains was recently ranked No.23 in livability.com’s Top 100 places to live.

Livability’s reasons for the high ranking was the city’s high ratings in education, infrastructure, and social and civic capital.

Other categories that factored into White Plains scoring were economics, health care, housing, amenities and demographics.

Neighboring Stamford Connecticut also made the list, coming in at No. 75.

The top ranked city to live in, according to livability.com, was Palo Alto, Calif.

 

 

http://whiteplains.dailyvoice.com/news/white-plains-named-list-top-100-places-live

 

 

 

 

Fannie Mae lowers forecast for mortgage rates | Armonk Real Estate

The government shutdown and debt ceiling standoffs appear to have had a “minimal effect” on the housing market and rising home prices may actually help cushion some of the debates’ impacts by raising household net worth, Fannie Mae economists said in a monthly outlook released today.

Now that the Federal Reserve has decided to postpone its plan to taper its bond-buying activity, the mortgage giant doesn’t expect an end to the stimulus until the second half of 2014. Consequently, the economists lowered their forecast for mortgage rates, now predicting they will rise to an average of 4.4 percent in the fourth quarter and to 5 percent a year from now. In another sign of optimism for the housing market, Fannie Mae economists upped their forecast for home sales this year and anticipate they will rise 10 percent compared to 2012, though they expect a likely pullback in sales in the fourth quarter.

 

 

Source: Fannie Mae

 

 

– See more at: http://www.inman.com/wire/fannie-mae-lowers-forecast-for-mortgage-rates/#sthash.xcFPgdAK.dpuf

Housing affordability dips to a four-year low | Armonk NY Homes

According to an article in The Wall Street Journal, the average mortgage payment on a median-priced home in August as a share of median income was 16%. Furthermore, housing affordability hit a four-year low during the month after the market experienced gains in home prices in the spring and higher interest rates over the course of the summer.

While the data released earlier this week show affordability has been dented, homes are still more affordable than any time between 1989 and late 2008, according to the NAR’s figures.

At prevailing interest rates in August, the mortgage payment on the median priced home stood at $851, or around 16% of the median U.S. income. By contrast, the equivalent mortgage payment one year earlier, at $683, accounted for 13.3% of the median income.

                    Source: WSJ

Find the Best Energy-Efficient Window Treatments | Armonk NY Homes

Windows have a huge impact on how our homes look, feel and function, so we  want to get them right. But even the best windows have a hard time doing  everything we want them to do — let in light and views, keep out the cold, etc.  Happily, homeowners can make their windows perform better by choosing  energy-efficient window treatments such as insulated curtains and blinds.

You can find some great solutions for how to make windows more  energy-efficient — and your home more comfortable — without spending a lot of  money. You can even make some insulated window coverings yourself. Find out more about how to save money and spread the cost for new windows.

Out the Window

Windows are often described as “holes in the wall” for good reason. The U.S.  Department of Energy (DOE) reports that windows typically account for 25 percent  of annual heating and cooling costs in older houses, and can even be responsible  for as much as 40 percent.

Even those of us whose homes have high-performance windows want them to work  better. “It doesn’t matter whether you get the best window in the world. The  first thing that anybody is going to do is change the way it works,” says Peter  Yost, vice president for technical services at the publisher BuildingGreen.  These changes take place with the addition of blinds, insulated shades, thermal  curtains or other coverings.

So how do we make window treatments work for us, and still be efficient? To  get the most out of our windows, we need them to be adjustable. Depending on the  season and time of day, we may want to let in as much light, heat, fresh air and  view as possible — or do our best to keep those things out — in the name of  comfort, energy efficiency and privacy.

Check the Payback on New Windows

Many window replacement options are easy to get excited about because they offer  efficiency features that can lower your energy bills. However, many  green-building professionals agree that replacement windows are usually not an  effective way to spend your money. Less expensive energy-efficient window  treatments — such as plastic sheeting and thermal curtains — are often better  bets. “If you have decent windows now, does it pay to replace them? No. They’re  not going to pay you back in energy savings,” says Ken Riead, a home-energy  rater and trainer with Hathmore Technologies in Independence, Mo.

The easiest way to find out whether you have efficient windows is to have a  home energy audit. For a few hundred dollars — a fraction of the price of  installing new windows, new wall insulation, or even a new heating and cooling  system — a home energy professional will come to your residence to evaluate  which options are a good deal by calculating the energy saved and the payback  period. Specifically regarding windows, a home energy audit will assess whether  your best investment would be new windows, storm windows, or additional  weatherstripping and caulking. (Get the full scoop at Home Energy Audits: Measure Your Energy Costs and Add Up the  Savings.)

Regardless of whether you end up replacing your existing windows, you should  look into ways of improving their performance. With the exception of storm  windows, recommendations about energy-efficient window treatments (cellular  shades, thermal panels, retractable awnings, etc.) are probably beyond the scope of a home  energy audit, so you’ll need to do some further research. Luckily, much of the  legwork has been done for you.

A good starting place is the “Weighing Your Window Options” chart (See also in Image  Gallery). As you can see, no single energy-efficient window treatment will work  for everyone. You may think the hands-down best choice is insulated cellular  shades — because the chart shows they have one of the highest possible  insulation values — but cellular shades have poor resistance to condensation,  which can be a serious issue in cold, wet climates. Indeed, any window covers  that allow warm, moist interior air to come into contact with cold glass will  cause water droplets to form — risking rot and mold on wooden window frames.  Homeowners can stop condensation from forming by creating a vapor barrier that  prevents moisture from reaching the glass’s cold surface. A window quilt (that  is, an insulated shade) made of airtight material will do the job nicely as long  as the edge of the quilt is sealed to the window frame using bottom weights,  magnetic tape, Velcro strips, or snaps and hooks. High-insulating window quilts  are an easy do-it-yourself project — but maybe you’d prefer energy-efficient  curtains that don’t block the view, ventilation and daylight. Exterior storm  windows let you enjoy both the light and view, but they don’t resist  condensation — and they’re not cheap. Old-fashioned homemade curtains are easy  to pull aside and they’re quite affordable, but they provide negligible  insulation value. Be sure you weigh the pros and cons before making your  choice.

Before you start sewing insulated curtains or budgeting to buy storm windows,  compare a range of energy-efficient window treatments at Window Coverings and Attachments, a joint project of  BuildingGreen, Lawrence Berkeley National Laboratory and the DOE. The website is  pretty slick: The tool makes suggestions based partly on the climate and  location selected by the user. For example, in cold northern climates, moisture  condensation issues need special attention, and the wrong type of window covers  can do permanent damage. To avoid problems, you should look at window treatments  rated highly for condensation resistance, and if you indicate that you live in a  northern climate, the tool will automatically default to those options. You can  also narrow the search by your preferences. If you’re only interested in  products that will provide shade in summer, the selection tool will direct you  to those types of window covers. And it provides information on warranties to  help you choose energy-efficient window treatments that are also durable.

Do It Yourself

For information on basic window repair and air-sealing, check out the book Green Home Improvement by Dan Chiras. The book gives  step-by-step instructions for caulking and weatherstripping, installing  insulated shades, and putting in your own storm windows.

Another great online resource is Build It Solar, the website managed by Gary Reysa, a retired  aircraft engineer whose DIY home-energy projects have been featured in Mother  Earth News. The website has a lot of good information on energy conservation,  including how to make windows more energy-efficient. Reysa offers links to  numerous resources, as well as details on three window covers he’s tried  himself: homemade cardboard shutters, Bubble Wrap window coverings, and fixed  interior window panels.

Finally, if you’re interested in learning more about the hows and whys of  insulated window coverings, and especially if you want to try making your own,  be sure to snag a copy of the book Movable Insulation by North  Carolina-based architect William Langdon. First published in 1980, it remains a  useful resource. (You can search online for used copies or order a reprint from Knowledge  Publications).

“Blinds, thermal shades, insulated curtains, shutters or other creative  window devices can make your windows more dynamic with regard to energy  conservation,” says Langdon. Altogether, they can help you save hundreds of  dollars on heating and cooling costs and raise the comfort level inside your  home.

Read more: http://www.motherearthnews.com/print.aspx?id={925AA504-40C4-45C6-A4B5-AA6366FD411C}#ixzz2hhqSQ8Lf

Updates from North Castle Supervisor Arden | Armonk NY Homes

Dear Neighbors,

 

One of my key strategies for North Castle has always been to improve the appearance of our Town while reducing cost. That is why I am pleased to announce our green initiative this week that reflects this two-part philosophy. I would also like to draw your attention to a very special memorial service.

 

2014 BUDGET PROCESS

North Castle has begun its 2014 budget development. I have been meeting with the Town Administrator, Comptroller and the various Department Heads to review their plans.  During these meetings we will be drilling down and developing budget plans for each department and for the Town overall. I am encouraged by the numbers thus far and want to thank all the department heads for their hard work. I am confident that in the coming weeks we will once again deliver a budget that provides necessary services at the lowest cost to the taxpayers.  My goal, simply put, is to restore North Castle’s reputation as the low tax town in Westchester County. The tentative budget is due onOctober 30, 2013.

BEAUTIFICATION

If we want North Castle to stay a beautiful town, we have to nurture our environment and keep giving back to it. In this spirit, for the second year in a row, North Castle has taken advantage of the New York Power Authority’s Fall Tree Power program. This program enables us to purchase trees at a substantial savings. When you purchase one tree at the discounted price, you receive the second one free. This year we will be receiving 10 Colorado Spruces, 10 Flowering Pears for a total of 40 new trees. Importantly, we will be planting these trees in all three hamlets of North Castle, not just Armonk. Thanks very much to the members of our Beautification Committee and the Green Acres Garden Club for all their hard work. Special thanks to our Parks employees for planting our new trees.

 

MEMORIAL FOR SOCCER COACH MICHAEL JONES

If your children play soccer in North Castle, you know the name Michael Jones. Mike Jones, better known as “Jonesy” was one of our community’s most beloved soccer coaches and he was tragically murdered on October 7th, one year ago. The soccer families I have spoken to have told me that Mike, who came here from Liverpool, did much more than teach soccer skills to our kids. With his ever jovial personality, he created a special connection with each and every child. He was a spirit-lifter, self-esteem builder, parent supporter and incredibly loyal friend. Over the years, he lived with several Armonk residents on his tours here and became part of their families. On October 14TH, at 11:00 am, on the IBM Track Field  there will be a dedication of a memorial to this special young man to help insure that he is never forgotten. Please contact rememberjonesy@gmail.com for more information or make a donation at www.mikejonesmemorialfund.com.

 

Sincerely,

 

 

Supervisor Howard Arden

Analyst forecasts a 20% drop in home prices | Armonk NY Homes

Mark Hanson, a Menlo Park, Calif., real estate analyst, blogger and founder of consultancy firm Hanson Advisers, may be the only bear left in the housing market, predicting a decline of 20% in housing prices in the next 12 months.

Hanson says private-equity firms caused about 50 percent of the price appreciation in cities like Phoenix and Las Vegas, and generally overpaid by 10 percent to 20 percent, according to his calculations.

With gains of more than 35 percent since the crash for properties in Las Vegas, Phoenix and other of the hardest-hit regions, these vultures will begin to lose interest, he figures.

However, he does not stand completely alone.

Less bearish real estate experts such as Stan Humphries, chief economist at Zillow and a Hanson fan, also see signs of froth.

“There’s a strong distinction between a normal slowdown and the wheels coming off the housing recovery,” says Humphries. “That’s where I depart from Mark’s take.”

                    Source: Bloomberg

North Castle Supervisor Arden on Brynwood | Armonk Homes

FOR IMMEDIATE RELEASE

TO:          All North Castle Neighbors

 

FROM:     Supervisor Howard Arden

 

RE:          The Brynwood Matter

 

Please be advised that I will be asking the Town Board tomorrow night to join me in referring Brynwood’s formation of a political action committee and its contributions during the recent primary election to the North Castle Board of Ethics for an advisory opinion.

During the period of time that the Board of Ethics has this matter before it, no further action will be taken by this Town Board on the Brynwood application.

The Brynwood item has been removed from the agenda as a

consequence.  If there are any public comments regarding this at tomorrow’s Town Board meeting they can be made at the end of the meeting during the public comment period.

Social media mistakes you may be making | Armonk NY Realtor

I’m pretty well known for making mistakes. It’s kind of a known trait of mine. Just this weekend I walked into a door because I didn’t open it properly first.

When it comes to social media, though, I try hard to learn from mistakes since they’re all saved for me to reflect on. Plus, I research and write about social media enough to have access to stats that make it easier to pick up and rectify these kind of mistakes.

The funny thing about some of the mistakes I looked at for this post is that the advice to avoid them is counterintuitive—sometimes even controversial. As we’ve seen before, though, counterintuitive advice is sometimes the best kind.

1. Losing out on traffic – Post the same thing multiple times

This is something that can be pretty controversial – a lot of people discourage re-posting links to the same content more than once. A good example of the controversy and why some tweeters continue to do it is Guy Kawasaki’s experience.

Guy is a big proponent of repeating your tweets, and has faced a lot of flack for it. After all, it doesn’t really make sense to send out the same thing multiple times… or does it?

Guy makes a good point that his followers probably aren’t reading his tweets at every moment of the day.

I repeat my tweets because I don’t assume that all my followers are reading me 24 x 7 x 365.

For Guy’s tweets that link to posts on his site, Holy Kaw, he repeats these four times, eight hours apart:

I picked eight hours because this means that even if the first tweet goes out at the worst times for traffic, one of the repeats will hit the best times… For example, a first tweet at 3:00 am Pacific then hits 11:00 am Pacific and 7:00 pm Pacific.

Guy also notes that he would lose out on traffic if he didn’t repeat his tweets, which is something we’ve examined before when looking at the best time to tweet:

I’ve examined the click-through patterns on repeat tweets, and each one gets about the same amount of traffic. If I tweeted stories only once, I would lose 75% of the traffic that I could get.

Here’s a typical example of the traffic from one of Guy’s tweets:

guy kawasaki tweet graph The 7 biggest counterintuitive social media mistakes you may be making

First post: 739 clicks

Second post: 718 clicks

Third post: 565 clicks

If I follow common wisdom, I would have tweeted it once and lost 1,200 clicks—that’s the bottom line.

This is something we do at Buffer as well. We use different headlines to test which one gets the best clicks for a particular post, and then we repeat the best one using Buffer to reach different timezones with the same content.

 

 

http://thenextweb.com/entrepreneur/2013/10/05/7-biggest-counterintuitive-social-media-mistakes-you-may-be-making/?utm_source=newsletter&utm_medium=email&utm_campaign=daily

 

Kerry Kennedy’s Lawyer Reportedly Trying To Move Trial From Armonk | Armonk Homes

Lawyers on both sides of Bedford resident Kerry Kennedy’s impaired driving trial are apparently looking beyond the North Castle Courthouse in Armonk for a bigger space, according to a report by the Associated Press via the Wall Street Journal.

Defense attorney Gerald Lefcourt has reportedly said that Armonk’s 60-seat courtroom won’t be able to hold the expected numbers of reporters, interested residents and a jury for Kennedy’s trial, the report said.

Other venues are being scouted, although no trial date has been set, according to the AP.

Kennedy was arrested in July 2012 after she swerved her Lexus into a tractor-trailer on Interstate 684 in Armonk.  She was charged with driving under the influence of an unknown substance, for which she pleaded not guilty, saying she accidently took a sleeping pill.

She tried to have her case dismissed this past May but was denied.

Kennedy is the daughter of Sen. Robert Kennedy and the niece of President John F. Kennedy.  She is also the ex-wife of Gov. Andrew Cuomo.

 

 

http://mtkisco.dailyvoice.com/news/kerry-kennedys-lawyer-reportedly-trying-move-trial-armonk

 

Latest Update on Brynwood Development | Armonk Real Estate

Dear Neighbors,

We write to announce another significant step in our effort to transform Brynwood Golf & Country Club into a world-class club and residential community.

As you know, over the last year Brynwood has undergone a comprehensive environmental impact study as required by the State Environmental Quality Review Act (“SEQR”). Brynwood’s Draft Environmental Impact Statement (“DEIS”) has been reviewed and commented on by the Town of North Castle and its independent experts, citizen groups, and residents. In the coming days, we will submit a Final Environmental Impact Statement (“FEIS”) to the Town Board for consideration of acceptance.

We are reaching a critical juncture in the SEQRA review process. The Town Board is required to ensure that the FEIS adequately and accurately reflects the Town’s positions regarding the proposed project, and its potential impacts. The acceptance of the FEIS will be followed by the adoption by the Town Board of its written findings and determinations under SEQRA.  This will conclude the SEQRA process.

With this in mind, we have once again taken a very hard and critical look at our proposal to see how we can best address the concerns most recently expressed in the oral and written comments on the DEIS. We have listened carefully, and as a direct result of these comments, we have offered the following additional mitigation measures to the Town:

  • Any building permit for condominium units beyond 49 will be conditioned upon Brynwood substantially completing the renovations to the golf course and clubhouse – this further ensures the projected property taxes generated by these components are realized.
  • Brynwood will guarantee the Town $500,000 per year in property taxes on the golf course and clubhouse for ten years after they are renovated.
  • Brynwood will contribute $1 million to Water District No. 2 (which serves Windmill Farm) toward the district’s project to rebuild the community’s pipe system. Brynwood will also buy in to Water District No. 2, and its annual use fees from the residences and clubhouse will be added to the district’s revenue, which will save Windmill homeowners approximately $3 million over 25 years.
  • Brynwood will permanently, via a conservation easement, limit the future use of the property to either golf course or open space.
  • Brynwood will maintain all private roads, sewage, snow plowing, ground maintenance and garbage removal at no cost to the Town.
  • Brynwood will withdraw a pending tax certiorari in the amount of approximately $1 million.
  • Brynwood will contribute $150,000 to the Town for a right turn lane on Tripp Lane for cars exiting Byram Hills High School; contribute $250,000 to the Town for the construction of a new bike path; and contribute $25,000 to help fund the relocation of the historic Miller House (Washington’s Headquarters in North White Plains).
  • As stated in the DEIS, Brynwood will implement “green” best practices for the golf course and overall club environment.
  • Brynwood will set back all new structures on the property at least 100 feet in a landscaped buffer from the perimeter property line to reduce visual impact to neighbors.

Over the last several years, we have worked diligently and in good faith to develop a plan for Brynwood that balances the club’s objectives with those of the community. We believe this is a conscientious and responsive proposal for a project that will undoubtedly have a long lasting positive effect to the Town, surrounding homeowners, and our members. Together we are creating something of high quality that we can all be proud of being part of for many years to come.

As noted above, we expect to submit the FEIS to the Town shortly, and it will reflect our new proposal.

Your continued support is greatly needed and much appreciated as we work together in realizing Brynwood’s amazing potential.

Sincerely,

Brynwood Partners