Tag Archives: Armonk NY

Armonk NY

Checking In On The East Side Access Project’s Massive Caverns | Armonk Real Estate

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exc1.jpg [All photos by Rehema Trimiew for MTA Capital Construction via Gizmodo]

Last we heard of the plagued East Side Access Project, the tunnel extending the LIRR to Grand Central station was not due to be completed until 2023 at a cost of $10.8 billion, a decade later and $6.5 billion more than anticipated. Now, checking in with the project via a series of photos Gizmodo brought to our attention, we’re almost willing to forgive the delay and massive overdraft. The project is indeed moving forward, and doing so on a scale so massive that it’s almost too large for a picture to capture. The photos, on the Grand Central Terminal side of the project, show what will become a new subterranean station for the LIRR. Gizmodo notes that the tunnel’s yellow walls won’t stay that way forever, as the coatings are just geotextiles that will get covered over with some drab concrete. Nevertheless, these photos of the cavernous excavations taking place below our very feet are certainly humbling (and reassuring that progress is indeed being made.)

 

 

http://ny.curbed.com/archives/2014/02/21/checking_in_on_the_east_side_access_projects_massive_caverns.php

 

5 Ways To Add Cheer To Your Home Decor | Armonk NY Real Estate

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Winter is here, but spring is coming. Throughout the country, the ground is covered with snow and the sky is overcast. There is no reason that inside your home needs to be as gloomy as the outside. Below are a few ideas for adding some cheer to the inside of your home while we wait for spring.

1. Fresh Flowers

Bright, sunny colors plus a sweet fragrance can brighten any room. If you don’t want to use cut flowers then purchase a flowering potted plant. Plus, if you use a potted plant it could be relocated into the garden in the spring for it to continue growing and add years of enjoyment.

2. Decorate your table

Find a table runner with bright colors then add some candle holders along with it. I have glassybabys all throughout my home and they definitely add some cheer to these dreary days. Earlier last year I started swapping out my table runner each season and holiday; I love how it makes my kitchen a little bit more festive. It is a small change that can make the entire room look decorated. To create one for yourself, visit this post for a step by step tutorial.

3. Festive Kitchen Decor

In addition to decorating your table, swap out your kitchen towels for some bright and fresh ones. In addition to adding something happy to your kitchen this also gives your regular towels a bit of a rest so they last longer. Or get a few kitchen pieces such as plates and mugs that add a smile to your face when you use them.

4. Bunting

There is something youthful and happy about bunting, especially when the fabric is full of bright stripes and polka dots. Make a set for yourself or find a great vendor off Etsy then hang it on a blank wall. In addition to putting this in a main living space, it would be a great focal point to a playroom or child’s bedroom.

5. Pillows

A quick change to any couch or chair is by adding or swapping out a pillow. Use an unconventional design or your favorite color to make you smile whenever you see it. What would you pick? Yellow? Teal? Chevron? Polka Dots? Check out Pinterest for lots of….

 

 

http://finance.yahoo.com/news/5-ways-add-cheer-home-150654840.html

The X factor in the buy vs. rent equation: How long will you stay? | Armonk NY Homes

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A home is the biggest purchase many people will ever make, and because home values can move abruptly in either direction, homebuyers are often advised to think of a prospective home primarily as a place. If it also happens to turn out to be a good investment, that’s icing on the cake. Even when home prices march steadily upward, it still takes time to for homebuyers who have financed a purchase with a mortgage to recoup their investment. Transaction costs — like mortgage origination fees and title insurance on the front end, and real estate brokerage commissions on the back end — can add up to 10 percent or more of a home’s purchase price. The way mortgages are structured, most of a homebuyers initial loan payments are going toward interest, rather than principal.

 

– See more at: http://www.inman.com/2014/02/03/the-x-factor-in-the-buy-vs-rent-equation-how-long-will-you-stay/?utm_source=20140204&utm_medium=email&utm_campaign=dailyheadlinesam#sthash.qKj4wttM.dpuf

If you work in real estate, you better know these | Armonk NY Real Estate

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So you are entering the real estate world? Whether you are trying to buy or sell a home (or do both!), you need to familiarize yourself with the lingo.

You don’t want industry jargon to confuse you and keep you from missing something crucial. Here are 15 real estate buzzwords to keep you in the know.

1. Adjustable Rate Mortgage (ARM)

When applying for a home loan, you can get an adjustable-rate mortgage (ARM) or a fixed-rate mortgage. An ARM usually has a specific interest rate for a set time and then the interest rate fluctuates. Most of these mortgages have a cap on how high the interest rate may increase.

2. Amortization Schedule

First off, amortize basically means to reduce a debt. An amortization schedule is a detailed breakdown that illustrates how much interest and principal of the mortgage has been paid off and how much remains with each payment.

3. Closing

The final step in a real estate transaction, a closing is the transfer of the title of the property for money or other considerations.

4. Down Payment

The down payment is the amount of money that a buyer pays upfront in order to purchase a property. This amount is typically between 5% and 25% of the value of the property.

5. Escrow

When a third party holds property, cash and the property title until all conditions of the property agreement have been satisfied. The third party, likely a lawyer, will then hand over the assets to the respective parties, as outlined in the agreement.

6. Fannie Mae/Freddie Mac

The Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) are two government-sponsored enterprises that purchase mortgages from lending institutions. Their purpose is to promote stability and affordability in the housing market.

 

 

 

http://therealdeal.com/blog/2014/01/25/14-real-estate-terms-that-everyone-should-understand/