Tag Archives: Armonk NY Homes

Armonk NY Homes

Remodeling? Avoid These Costly Mistakes | Armonk NY Homes

While many Americans are ready to take on remodeling/renovation projects this spring, doing it the wrong way can be costly. Some errors to avoid:

Not knowing exactly what you want

If you don’t know exactly what you want or specify what you want, you’re going to get what the contractor thinks you want. And it could end up costing you dearly! For home remodeling design ideas, inspiration and a whole lot more (including cost estimates), check out Zillow Digs (free on the iPad or the Web). You can search by style, cost or room. And what’s really cool is that you can search by specific elements within a room, such as quartz or granite countertops, for example. Share your boards with your contractor so that you’re clear on your objectives.

Hiring the first contractor who comes along

Sure, he may seem nice, and he may seem competent, but have you checked him out? What do your friends say about him? Have you contacted his references? Seen his work? Are there any complaints lodged against him? (P.S.: The Better Business Bureau just released its top 10 list of inquiries from consumers, and half relate to home improvement.) What do subcontractors and suppliers have to say about their dealings with him? Is he licensed and insured? As excited as you may be about taking on this new project, you need to do a fair amount of due diligence.

Jumping at the lowest bid

Get at least three bids, and throw out the lowest one so as to avoid the inevitable consequence: cheap materials, shoddy installation, etc. Don’t invite trouble in! Rather, hire someone who not only comes in within target, price-wise, but is someone you feel personally comfortable with.

Not insisting on a written contract

Every detail about your project should be included in a contract, from the start date to the approximate completion date, right down to the brand of fixtures to the number of coats of paint. Be as specific as possible! Also important: setting a time limit for fixing defects so that if a dispute arises, it’s not endless.

Not setting a payment schedule

How you pay a contractor is almost as important as how much. Spell out the payment schedule in the contract, beginning with the amount to be paid upfront (which should be no more than 30 percent).  Periodic payments after the work starts should correspond to completed segments of the project. And the best way to ensure that work gets done when and how you want it? Leave a significant sum (at least 10 percent) to be paid only when the job is completed to your satisfaction.

3 Tips for Insuring Your First Home | Armonk Real Estate

Buying your first home can be both an exciting and a scary experience. Many homeowners are appreciative of any bit of information that would help make the process less stressful and as painless as possible. Home insurance is usually a major contributor to the anxieties new homeowners’ experience. They are often confused about how much insurance they need. This post will give easy tips for choosing the best insurance for new home buyers.

Your House Should Be Fully Covered

The coverage on the insurance policy should reflect an amount that can adequately take care of the cost of rebuilding and refurbishing your entire house in the event that you lose it completely. Insurance companies may use a cost estimator to ascertain the cost replacement estimate, but you can have a home builder assess your home and furnish you with an estimate of the rebuilding cost. This should include the unique and/or expensive details of your home (if there are any). You do not want to end up being underinsured. Once you have the estimate for rebuilding, you will need to figure out which coverage to take. The choices are:

  • Guaranteed Replacement Cost Coverage – The insurer bears the cost for the rebuilding your home in spite of that cost. Very few insurers are offering these policies now.
  • Extended Replacement Coverage – This coverage involves the capping of the payout you would receive to approximately 125% of the insured value of your home.
  • Inflation Guarantee (or Guard) – This is a feature that ensures the insured value of your home stays on par with that of the marketplace.

Strive to get a reliable appraisal and extended replacement coverage along with an inflation guarantee. These will place you in a good position.

Liability Insurance

Home owners are sometimes caught off guard by third party claims for an injury someone incurred at their house or damages they caused to their neighbor’s property. These things happen, so protect yourself by ensuring your home insurance includes a liability insurance policy. Liability insurance gives the homeowner protection against any third party claims of damages and personal injury that occur on their property or are caused by them. Someone may fall and hurt themselves while on your property, or in the case of neighbors living in close proximity, your child could be playing and accidentally cause damage to their property. Liability insurance takes the burden of paying for medical bills or damages from your pocket, as the insurance company will take care of it.

Get Additional Coverage for Your Valuables

The standard insurance policy covers you home and possessions against eventualities such as natural disasters, fires, theft and accidents, but only does so indirectly for certain assets. Homeowners are sometimes caught off guard when they suffer from a disaster and realize they will not receive full compensation for certain valuables inside the house. The standard HO-3 policy takes care of the structural aspect of the house along with its contents, but there is limits the compensation for expensive possessions such as artwork and fine jewelry. You can obtain full coverage for them by paying a little extra on your policy each year.

 

 

http://blog.homegain.com/guest-bloggers

Prices Soar at Boom Speed | Armonk NY Real Estate

March home prices rose at double digit rates-increasing faster than they have in seven years-and the outlook is nearly as good for April.

Home prices nationwide, including distressed sales, increased 10.5 percent on a year-over-year basis in March 2013 compared to March 2012. This change represents the biggest year-over-year increase since March 2006, at the height of the housing boom, and the 13th consecutive monthly increase in home prices nationally. On a month-over-month basis, including distressed sales, home prices increased by 1.9 percent in March 2013 over to February 2013.*

Excluding distressed sales, home prices increased on a year-over-year basis by 10.7 percent in March 2013 compared to March 2012. On a month-over-month basis, excluding distressed sales, home prices increased 2.4 percent in March 2013 compared to February 2013. Distressed sales include short sales and real estate owned (REO) transactions.

The CoreLogic Pending HPI indicates that April 2013 home prices, including distressed sales, are expected to rise by 9.6 percent on a year-over-year basis from April 2012 and rise by 1.3 percent on a month-over-month basis from March 2013. Excluding distressed sales, April 2013 home prices are poised to rise 12 percent year over year from April 2012 and by 2.7 percent month over month from March 2013. The CoreLogic Pending HPI is a proprietary and exclusive metric that provides the most current indication of trends in home prices. It is based on Multiple Listing Service (MLS) data that measure price changes for the most recent month.

“For the first time since March 2006, both the overall index and the index that excludes distressed sales are above 10 percent year over year,” said Dr. Mark Fleming, chief economist for CoreLogic. “The pace of appreciation has been accelerating throughout 2012 and so far in 2013 leading into the home buying season.”

“Home prices continue to rise at a double-digit rate in March led by strong gains in the western region of the U.S. Looking ahead, the CoreLogic pending index for April indicates that upward price appreciation will continue,” said Anand Nallathambi, president and CEO of CoreLogic. “Much of the price increases we are seeing are the result of rising demand among investors and homebuyers for a still-limited supply of homes for sale.”

Highlights as of March 2013:

  • Including distressed sales, the five states with the highest home price appreciation were: Nevada (+22.2 percent), California (+17.2 percent), Arizona (+16.8 percent), Idaho (+14.5 percent) and Oregon (+14.3 percent).

 

 

http://www.realestateeconomywatch.com/2013/05

Deer Resistant Plants? Fact or Fiction? by P Allen Smith | Armonk Homes

Raise your hand if deer like to graze in your garden. How many different tactics have you tried to protect your plants? Have you tried hanging bars of soap from tree limbs, sprayed predator urine or scattered human hair around flower beds?

While these inventive measures may work temporarily, a long term solution requires a holistic approach. First, you have to give up the idea that you are ever going to deer proof your garden. Unless you build a 7-foot tall fence around your place, there’s not much you can do to keep them out. Next, make your garden less appealing to deer. Stop planting their favorites like tulips, roses and hostas and choose plants that deer are less inclined to eat. A few plant characteristics to look out for are fuzzy foliage, an antiseptic aroma and a bad taste.

Are there plants that are 100 percent deer resistant? No. The truth is that deer will eat anything when food is scarce, but if your garden is filled with plants that deer find unpleasant, there is a good chance they will move on to the delicacies in your neighbor’s yard.

 

 

http://www.pallensmith.com/blog

8 Ways to Create the Perfect Facebook Post | Armonk Realtor

We recently updated our Superlist of Social Media and Content Marketing Case Studies and one of the enhancements that people really like is the Facebook Page section.  This section provides examples of the myriad ways smart  companies are using their Facebook pages successfully to engage customers and grow their businesses.

I recently discovered a terrific Blueprint for the Perfect Facebook Page Infographic from Salesforce that provides great tips for creating the perfect Facebook post.   In sum, the recommendations are:

  1. Keep your post copy short and your tone personal.
  2. Target your audience by location or language.
  3. Use a call-to-action hyperlink to a page on your website.
  4. Achieve more impact by including an attractive, relevant photo with your post.
  5. Reach more fans with a sponsored story within 24 hours of your posting.
  6. Don’t be a passive poster. Engage by asking questions and adding comments.
  7. Post with mobile users in mind: short simple copy , images and video.
  8. Evaluate what’s working and what’s not by reviewing the “Engaged Fans” metric on your Insights Page.If you want to see examples of how companies are using Facebook

Go grab this terrific infographic right now and keep it handy.

Read more: http://www.interactiveinsightsgroup.com/blog1/ways-to-create-the-perfect-facebook-post/#ixzz2SVy0IF25

Median Days on the Market Down to 62 Days in March | Armonk NY Homes

Tight inventory has led to shorter time on the market. The median days on the market fell to 62 days in March (74 in February). Short sales had the longest days on market at 81 days (101 days in February), while foreclosures were on the market for 46 days (52 days in February). The median days on the market for non-distressed properties was 66 days (77 days in February). This based on information in the March REALTORS® Confidence Index (RCI) Survey.

 

 

 

http://economistsoutlook.blogs.realtor.org

Home prices near new peaks in many markets | Armonk NY Real Estate

Home prices in 10% of the nation’s top 200 housing markets have recently hit new peaks or are only a hair away, new data show.

Another 24 of the top markets are within 5% of their previous peaks, according to data provided to USA TODAY by real estate tracker Lender Processing Services.

Many of those cities are likely to hit new peaks this year, economists say, given projections for continued price increases.

The data show how far prices in many cities have rebounded since the historic housing bust after mid-2006 — and how far they still have to go in most cities. The figures also underscore the uneven impact of the housing bubble, and then bust, in different regions.

Dozens of markets where prices peaked in 2006 or earlier are still 25% to 58% below those plateaus, LPS says.

Many cities now at or close to previous highs never saw the price run-ups leading up to the bust that others did. They didn’t drop as far, so they have less of a climb back.

Of the cities within 5% of their previous peaks, none saw more than an 11% decline in home values from mid-2006 to the market’s bottom in early 2012, LPS data shows. Nationally, prices fell almost 28% during that time.

 

 

http://www.usatoday.com/story

The Role of Color in Marketing | Armonk NY Realtor

Use the right colors to increase brand recognition and drive purchasing.

role of color in social med The Role of Color in Marketing [Infographics]It’s more important than ever for brands to project their value. Marketers in general understand the need for consistency in color and design. But it’s also vital to move beyond the standard logo and tagline and take a holistic approach to evoking emotions among potential customers across all of your marketing channels — including social media sites. You can use color to your advantage.

 

Color is a form of non-verbal communication and an important part of our daily lives. The underlying emotions that colors evoke have been cultivated since birth and vary depending on age, geographic location, and gender (e.g. blue for boys, pink for girls). Color affects our moods and feelings, and research suggests that it has a physical effect as well, influencing the hormones that control our emotions. Applying color theory is one of the most powerful methods of creating customer appeal.

Why do you feel like clicking and browsing on some websites and not others? What makes you feel like purchasing from one online merchant vs. another? Could it be because of your emotional responses to their color palettes? Choosing the right color scheme is crucial to how your brand is viewed.

Studies have shown that color:

  • Increases brand recognition by up to 80%
  • Improves readership as much as 40%
  • Increases comprehension by 73%
  • Can be up to 85% of the reason people decide to buy

Some brands become so closely associated with their color schemes that we recognize them even when their company names aren’t visible. Use the two infographics below as guides to creating your online identity.

 

 

http://www.pamorama.net/2013/04/21

We Now Watch 6 Billion Hours of Content A Month on YouTube | Armonk NY Realtor

We Now Watch 6 Billion Hours of Content A Month on YouTube

YouTube, which is putting on the best face it can during this week’s NewFronts, slipped in an amazing statistic during their announcement of Dreamworks’ acquisition of AwesomenessTV, a network that reaches 14 million subscribers over 55,000 YouTube channels.  Earthlings now watch YouTube to the tune of 6 billion hours a month.  That’s a 50 percent increase year-over-year.  And, they are citing a conclusion from Nielsen that YouTube reaches more people in the 18-34 demographic than any cable network.  That’s some kind of reach.

YouTube: 6 Billion Hours And Counting

As YouTube points out, 6 billion hours in a month is almost an hour for every person who lives on Earth.  Of course, it’s not nearly like that…it is a bunch of people, a little over a billion unique visitors, watching hours of content every month.  The figure was at 4 billion hours, and now it’s at 6 billion…a 50 percent increase.  That’s just mind-blowing.  But it also shows that YouTube has been hard at work finding people everywhere they go, increasing its reach in different countries (70 percent of its traffic comes outside the U.S.) and on almost every device you can think of.

I’m wondering if this time next year, we’ll be talking about 9 billion hours a month.  It was impressive when it was 4 billion.  Just imagine it being more than twice that next year.

Source: We Now Watch 6 Billion Hours of Content A Month on YouTube http://www.reelseo.com/we-watch-6-billion-hours-content-a-month-youtube/#ixzz2SFQPoDWc