Category Archives: Cross River NY

Cross River New York Real Estate for Sale

Down to Earth Farmers Markets | Cross River Real Estate

 

 

JAN2014-DTE-E-Mail-Masthead_(722x226pxl)FRESH-2-(1

Great sales in Ossining + British-inspired specialties in Larchmont;
New vendors in Piermont & Croton + More

May 15th-21st, 2014

DowntoEarthMarkets.com
Lettuce_MSP
What’s New, In Season, and On Sale This Week

Asparagus
Migliorelli Farm
Rexcroft Farm

Asparagus & Roasted Tomato
Quiche

Meredith’s Bread

Asparagus Turnovers
Robinson & Co. Catering

Baked German Goodies
Bienenstich, Mohnstreusel, Linzer,
and more

Christiane’s Backstube

Drunken Goat Cheese
Raw milk aged cheese, soaked in wine
“Fruity with firm interior, reminiscent of Parmesan”
Acorn Hill Farm


Ground Beef: Buy five 1lb pkgs
& get $2 OFF per pound!
(Reg $9.75/lb; now $7.75/lb)

Kiernan Farm

Hydroponic Tomatoes
Rexcroft Farm

Leek Pie with Sauce Veloute
& Baby Spuds

Robinson & Co. Catering

Pickled Ramps
Stone & Thistle Farm

Pickles – SALE!
$1 OFF all quarts: Full Sour, Half Sour, New & Kosher Dill

Pickle Licious


Ramp Pesto
Stone & Thistle Farm

Radishes
Migliorelli Farm

Rhubarb Almond Squares
Christiane’s Backstube

Salad Greens
Rexcroft Farm

Thyme and Lavender Sausage Rolls
Robinson & Co. Catering

Wild Foraged Ramps
Stone & Thistle Farm


Click on a Market to see all vendor and event details…

Westchester
County


Rockland
County


Ossining

Saturdays
9:00 am-1:00 pm


Larchmont


Saturdays
8:30 am-1:00 pm

Piermont

Sundays
9:30 am-3:00 pm

L
Croton-on-Hudson

Sundays
9:00 am-2:00 pm


Rye

Sundays
8:30 am-2:00 pm

Spring Valley

Coming in July

Tarrytown/Sleepy Hollow

OPENING DAY: MAY 24th
Saturdays
8:30 am-1:00 pm


New Rochelle

OPENING DAY: JUNE 20th
Fridays
8:30 am-2:30 pm


Headed to the city soon?

Visit a Down to Earth
Farmers Market in NYC!

Announcements
Piermont

Piermont welcomes back Ed Packer and his Irish root music – with Bob Dylan influences, too – back to the market for the first time this season. Being right on the river means a lot to him, and we hope to hear songs from his new release of “The River’s Journey,” inspired by the Hudson.

Visit the Down to Earth Markets Calendar for full details.

Stay tuned to all market happenings via our Down to Earth Markets Facebook page
and follow us on Twitter @DowntoEarthMkts.

Introducing Collaboration: Down to Earth Markets & Good Food Jobs
align-what-you-do-with-who-you-are
Words of Wisdom by Good Food Jobs

Work is love made visible. – Kahlil Gibran, The Prophet
A gathering chorus of voices is calling for “sustainable” food. The word points towards a fundamental shift in the way we do things, but it’s tough for one word to shoulder it all. It’s a feeling in our gut: Our food – that which nourishes us – could be better. Collectively, we’re creating demand for food produced in a way that replenishes our resources, rather than exhausts them. And as Taylor Cocalis, co-founder of Good Food Jobs, recently wrote to owners of small farms and food companies, “Human resources are the most important resources you have.”

Guided by the idea of sustainability in all aspects of food – including work — Down to Earth Markets is delighted to announce a new collaboration with Good Food Jobs, the website where job seekers go “to satisfy the hunger for meaningful work.”

Now farmers and food makers who sell at Down to Earth Markets can post their job listings on Good Food Jobs at a deeply discounted rate. In turn, the job listings (often for weekend help at the markets) are viewed by thousands of potential workers who are passionate about better food.

Doug Ornstein, Assistant Operations Manager at Down to Earth Markets and the catalyst behind the collaboration, came up with the idea while vetting applications for market managers this season. “There are so many smart, passionate, and talented people who want to work in sustainable food that I thought our vendors should work with some of them, too,” he explained.

“I believe that the crucial next step in fixing the broken food system is to create a different kind of food economy – one with meaningful jobs,” he elaborated, “If waves of people start working in good food that will instigate the kind of change in food that we’re looking for.”

Dorothy Williams-Neagle, co-founder of Good Food Jobs, spoke along these lines as well, “We know that the farmers market is a hotbed of folks who are transforming our food system for the better. We wanted to provide an opportunity for them to spread the word about their job openings more affordably and effectively. For us, it was as simple connecting the resources we are able to provide to the needs of those vendors whose work we support wholeheartedly.”

With Good Food Jobs, Taylor and Dorothy make the path by walking on the topic of sustainable food and work. They stirred debate earlier this year with an announcement that they would no longer post unpaid internships on their site. In explaining their decision, they said that money isn’t the only kind of compensation needed for work. Rather, employers could offer room and board, products, or other items as compensation. They opened the conversation about the value of work.

Taylor has since noted that some small business owners replied, “But what if we can’t afford to pay someone in this position now?”

She responded, “A paid employee [not just by money] that you can retain for years will become a far more valuable asset than a revolving door of interns.” She went on to say that if work is consistently done without compensation of any kind, then there is a fundamental flaw in the company business plan.

We 100% agree with this view of sustainability in work. Down to Earth Markets is a small business that believes in order to have sustainable food, we have to have sustainable businesses. We have five full-time employees and two part-time employees who support approximately 15 market managers and 100 vendors. We can create livelihoods in this work. With this collaboration with Good Food Jobs, that is exactly what we’re setting out to do.

We’d love to hear your feedback on this. Reply to this email and let us know your thoughts on the topic of work and sustainable food. And if you stroll the market and think, “it should be nice to work here,” just click on this link to see if there’s an opportunity with your favorite vendor. Thank you for shopping at Down to Earth Farmers Markets this weekend.

Cash house sales hit high as smart money retreats | Cross River Real Estate

 

What do you make of the fact that all-cash home sales are at a record high even as institutional investor interest is dropping to its lowest level in two years?

Are families, as one tweeter (see Tweet below) put it, “shrewdly avoiding taking on usurious 4.21% 30-year mortgages?” (The lowest rate in 2014, by the way.)

RealtyTrac reported Thursday that the percentage of all-cash buyers has soared in the past year, with 42.7% of all U.S. residential property sales in the first quarter all-cash purchases, up from 37.8% in the previous quarter and up from 19.1% in the first quarter of 2013.

Notably, this is the highest level since RealtyTrac began tracking all-cash purchases in the first quarter of 2011. Meanwhile, institutional investors are walking away from housing.

According to RealtyTrac’s report, institutional investors — entities that have purchased at least 10 properties in a calendar year — accounted for 5.6% of all U.S. residential sales in the first quarter, down from 6.8% in the fourth quarter of 2013 and down from 7% in the first quarter of 2013 to the lowest level since the first quarter of 2012.

So who are these cash buyers?

“Strict lending standards combined with low inventory continue to give the advantage to investors and other cash buyers in this housing market,” said Daren Blomquist, vice president at RealtyTrac. “The good news is that as institutional investors pull back their purchasing in many markets across the country, there is still strong demand from other cash buyers — including individual investors, second-home buyers and even owner-occupant buyers — to fill the vacuum of demand left by institutional investors.”

 

read more…

 

http://www.housingwire.com/blogs/1-rewired/post/29955-cash-house-sales-hit-high-as-smart-money-retreats

Upcoming FHA rule could squeeze homebuyers and sellers | Cross River Real Estate

 

Realtors, lenders and community associations are up in arms about forthcoming Federal Housing Administration rules they believe could make mortgage financing more expensive — maybe even impossible — for large numbers of buyers and sellers around the country.

The concerns are not about condo certifications this time around — an issue that has caused hundreds of condo developments to drop their eligibility for FHA mortgages on individual units. The new problem is even broader, affecting potentially tens of thousands of homeowner associations that routinely impose transfer fees whenever units are sold.

Florida condos image via Shutterstock.
Florida condos image via Shutterstock.

The fees, which range from $100 to $500 in most cases, frequently are used by HOAs to replenish capital reserves, make improvements to infrastructure or even fund environmental conservation activities.

Unlike the controversial investor-driven private transfer fees marketed by Wall Street’s Freehold Capital Partners in 2010 and 2011, most HOA transfer fees are used to benefit the community.

Here’s the problem: In response to the widely criticized private transfer fee programs, Fannie Mae and Freddie Mac adopted guidelines in 2012 that banned private-purpose, investor-benefit transfer fees from eligibility for conventional financing. Their rule carefully distinguished between the Freehold Capitol type of fees — which generated income streams for bond investors for up to 99 years — and the typical HOA transfer fees designed to benefit the community’s residents.

More recently, lawyers in the U.S. Department of Housing and Urban Development’s office of general counsel have warned FHA that under existing “free assumability” regulations, the agency is not permitted to insure mortgages on properties that come with “restrictions on conveyance” — encumbrances on the title that could hamper transfers. That includes fees required to be paid at the sale of units in communities governed by homeowner associations.

 

read more…

 

http://www.inman.com/2014/05/06/upcoming-fha-rule-could-squeeze-home-buyers-and-sellers/?utm_source=20140506&utm_medium=email&utm_campaign=dailyheadlinesam

8 great estates for sale | Cross River Real Estate

 

Pedigree: Encompassing nearly 2,000 acres of Big Sky Country, this postcard-perfect ranch is anchored by a two-story main residence. Porches wrap around much of the home, whose handsome log-cabin aesthetic complements the timber construction of two historic barns on the site.

Property values: The scenic grounds (about 100 miles north of Yellowstone National Park) include a handful of other buildings, chief among them stables for up to seven horses and a refurbished 1889 pioneer schoolhouse.

Talking point: A private airstrip and hangar allow for quick-and-easy arrivals and departures by plane.

 

Read more….

http://realestate.msn.com/8-great-estates-for-sale

Mortgage applications continue downward heading | Cross River Real Estate

 

Mortgage applications fell 5.9% from one week earlier, according to the Mortgage Bankers Association’s weekly survey of mortgage applications for the week ending April 25, 2014.

Applications perked up last week by 4.3%, breaking a four-week streak of declines.

The Market Composite Index, a measure of mortgage loan application volume, fell 5.9% on a seasonally adjusted basis from one week earlier.

The Refinance Index decreased 7% from the previous week. The seasonally adjusted Purchase Index decreased 4% from one week earlier.

“Both purchase and refinance application activity fell last week, and the market composite index is at its lowest level since December 2000,” said Mike Fratantoni, MBA’s chief economist. “Purchase applications decreased 4% over the week, and were 21% lower than a year ago. Refinance activity also continued to slide despite a 30-year fixed rate that was unchanged from the previous week. The refinance index dropped 7% to the lowest level since 2008, continuing the declining trend that we have seen since May 2013.”

 

 

read more…

 

http://www.housingwire.com/articles/29838-mortgage-applications-continue-downward-heading

U.S. pending home sales jump, end losing streak | Cross River Real Estate

 

Contracts to buy previously owned U.S. homes rose in March for the first time in nine months, in the latest sign the housing market was stabilizing after a recent wobble.

The National Association of Realtors said on Monday its Pending Home Sales Index, based on contracts signed last month, increased 3.4 percent to 97.4. The increase beat economists’ expectations for a 1.0 percent advance.

These contracts become sales after a month or two, and March’s rise suggested home resales could rebound in the months ahead after stumbling last summer following a run-up in mortgage interest rates.

“After a dismal winter, more buyers got an opportunity to look at homes last month and are beginning to make contract offers,” said Lawrence Yun, the NAR’s chief economist.

“Sales activity is expected to steadily pick up as more inventory reaches the market, and from ongoing job creation in the economy.”

Existing home sales in March fell to their lowest level in more than 1-1/2 years, but details of the report suggested the downward trend in sales had probably run its course, with housing inventory rising and more first-time buyers coming into the market.

 

 

read more…

 

http://finance.yahoo.com/news/u-pending-home-sales-jump-140000344.html

Down to Earth Farmers Markets | Cross River Realtor

 

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Sale on Country-Style Pork Ribs + Local Honey in Ossining;
Trotta Pasta + Pie Lady & Son in Mamaroneck
+ More
April 24-30th, 2014

DowntoEarthMarkets.com
Onions- April-2014
What’s New and On Sale This Week

Black & White Chocolate Explosions
Back by popular demand

Meredith’s Bread



Ground Beef Jerky
one pound packages

SALE: $4.00 OFF per pound!
Reg: $26/lb; NOW $22/lb
Kiernan Farm

Pork Ribs – Country-Style
SALE: $1.50 OFF per pound

Reg: $10/lb; NOW $8.50/lb

Kiernan Farm

Wild Ramps, Ramp Pesto &
Ramp Sausage

Stone & Thistle Farm


Click on a Market to see all vendor and event details…

Westchester
County

Mamaroneck – OPEN NOW

Saturdays thru May 3rd
9:00 am to 1:00 pm


Rockland
County


Ossining

OPEN ALL YEAR AROUND
Saturdays
9:00 am-1:00 pm


Larchmont

OPENING DAY: MAY 10th
Saturdays
8:30 am-1:00 pm

Piermont

OPENING DAY: MAY 11th
Sundays
9:30 am-3:00 pm

L
Croton

OPENING DAY: MAY 11th
Sundays
9:00 am-2:00 pm


Rye

OPENING DAY: MAY 11th
Sundays
8:30 am-2:00 pm

Spring Valley

Coming in July

Tarrytown/Sleepy Hollow

OPENING DAY: MAY 24th
Saturdays
8:30 am-1:00 pm


New Rochelle

OPENING DAY: JUNE 20th
Fridays
8:30 am-2:30 pm


Headed to the city soon?

Visit a Down to Earth
Farmers Market in NYC!

Announcements
Mother’s Day Weekend: May 10th & 11th

We’re getting ready to open four farmers markets over Mother’s Day Weekend:
Larchmont, Rye, Croton-on-Hudson, and Piermont. These openings are earlier than in years past, and to celebrate the timing with Mother’s Day, we’re hosting “Make Mom a Card!” events at the markets. We’ll have great music, too. Visit the Down to Earth Markets Calendar for full details. See you there.

Stay tuned to all market happenings via our Down to Earth Markets Facebook page
and follow us on Twitter @DowntoEarthMkts.

Welcome Back, Wild Ramps. Sure is Nice to See You.
washedramps
Photo courtesy of Amy Cotler, The Locavore Way

Spring is nature’s way of saying, “Let’s party!”
– Robin Williams

And our first guest has arrived. This week, Tom Warren of Stone & Thistle Farm wrote in with the news that he’ll have ramps at our farmers markets this weekend. It will be the first time in 2014.
After a long, frigid winter, the Earth is opening back up.

Ramps are a part of the onion plant family and are also known as “wild leeks”. According to Deborah Madison in Vegetable Literacy, “they like moist, sandy soils, preferably near a stream.”
Lucky for us in the Northeast, we’ve got quite a bit of this landscape. Ramps usher in our spring. As they set the table, shortly the other guests will arrive: asparagus, nettles, fiddleheads, and garlic scapes. In most cases, these are foods from the wild. Our farmers markets are stocked by Mother Nature, as local growers and foragers bring what is available from around here, at this time.

When we eat seasonally, we get to connect with nature’s rhythm — to cherish its limited editions. We say this not in an overly precious way, but rather to celebrate what we are all given by nature. The first foods of spring are full of vibrant colors and tastes that will only be here for a short while. And that’s reason to party.

Ramp Aioli
by Stone & Thistle Farm

Serves 4

Ingredients

2 tsp fresh lemon juice
1/4 tsp cayenne pepper
1 egg yolk from pastured hens
1/2 cup olive oil
6 ramps, whites only (reserve greens for another use – perhaps diced into scrambled eggs)
Minced Kosher salt and freshly ground pepper to taste

Instructions

Whisk together the juice, cayenne pepper, and yolk in a mixing bowl. While whisking, slowly drizzle in 1/2 cup oil until sauce is emulsified; stir in ramps. Season with salt and pepper, and set aside. Enjoy.

Note: The wild foods, such as ramps, offered at Down to Earth Farmers Markets are thoughtfully foraged. In the name of a good thing, the foods are collected in a way that ensures future harvests. If you have any questions about the process, ask your favorite vendor.

Day Vendors This Week

Mamaroneck

Flourish Baking Company
Pie Lady & Son
Trotta Pasta

Ossining

Hudson River Apriaries

Down to Earth Markets 173 Main Street Ossining, NY 10562 Phone: 914-923-4837
DowntoEarthMarkets.com

March new home sales plunge 14.5% | Cross River NY Homes

 

Sales of new homes dropped sharply last month, falling 14.5% to their weakest level since mid-2013, the Census Bureau said Wednesday.

The annual sales rate was 384,000, down from February’s revised rate of 449,000.

Economists had predicted an annual rate of 450,000, according to the median forecast in Action Economics survey.

That would be a little higher than last year’s average monthly rate of 431,000, but less than half the 1-million-plus average the industry saw from 2000 through 2006.

Although the housing market typically improves this time of year, the spring buying season has shown little strength so far this year.

The National Association of Realtors reported Tuesday that March existing home sales fell 0.2% to an annual rate of 4.59 million.

 

 

read more…

http://www.usatoday.com/story/money/business/2014/04/23/march-new-home-sales/8043789/

Housing is in danger of overheating again: Zillow’s Stan Humphries | Cross River Homes

 

Home values in more than 1,000 U.S. cities are expected to surpass their pre-2008 levels within the year, according to a new report released today by Zillow.

“It’s definitely a mixed bag of news,” says Humphries in the video above. “On the one hand you’re happy that home prices are recovering so nicely. On the other hand home values were definitely overvalued in 2006 and the fact that just so shortly after the greatest housing recession of the century we’re already seeing a lot of metros return to their peak levels is a sign for how robust the recovery is…but some markets are definitely in danger of overheating again.”

He continues: “In some markets, people are spending more of their incomes on a mortgage than they did during the 15 years before the housing runoff,” says Humphries. “Broadly speaking though, at a national level we think homes are still very affordable.”

Another issue that’s affecting home buyers: lending requirements. Now that the volume of refinancing has decreased, banks are getting searching for new ways to make money: they’re lowering down payment requirements, targeting lower credit-score borrowers and more.

A recent Wall Street Journal article reveals that mortgage standards are becoming more lax. Within the past year, one in six homebuyers made down payments of less than 10%, which is the highest share since 2008 (excluding FHA mortgages). But in early 2007 that figure was more than 44%.

 

 

read more…

http://finance.yahoo.com/blogs/daily-ticker/housing-is-in-danger-of-overheating-again–zillow-s-stan-humphries-122948058.html