Categories: Bedfordblog

Mortgage rates continue to drop in Bedford NY | Bedford NY Real Estate

Mortgage rates have moved to new lows for the year following a weak jobs report for May.

A 30-year fixed-rate mortgage averaged 4.49 percent this week, down from 4.55 percent a week ago, according to Freddie Mac (OTCBB:FMCC).

A 15-year fixed-rate loan averaged 3.68 percent, down from 3.74 percent.

A five-year Treasury-indexed adjustable-rate mortgage averaged 3.28 percent this week. Last week it averaged 3.41 percent.

A one-year Treasury-indexed ARM averaged 2.95 percent this week, down from 3.13 percent last week.

“The housing market continues to be fragile across the nation,” says Frank Nothaft, chief economist for Freddie Mac. “In its latest regional economic review released June 8, the Federal Reserve board indicated that residential sales and home prices showed continued weakness in most districts.”

According to the latest figures from the Charlotte Regional Realtor Association, the number of Charlotte-area homes sold in May dropped 11.5 percent from a year ago to 2,194, when closings totaled 2,480. But May sales were up 16.6 percent from April, when 1,882 homes sold.

The average home price in May was $208,999, up 0.6 percent from May 2010 and an increase of 2.7 percent from April’s average sales price of $203,480.

The association reports 2,240 pending contracts last month, an increase of 13.5 percent from May 2010 and up 1.8 percent from April 2011.

The association compiles the data from a 10-county service area.

This post was last modified on %s = human-readable time difference 2:43 pm

Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

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