Mortgage applications jump 15.2% | North Salem NY Real Estate

Mortgage applications soared 15.2% during the second week of January as both home refinancing activity and home purchases picked up.

The Mortgage Bankers Association reported that refinancing applications increased 15%, while the seasonally adjusted purchase index climbed 13% from a week earlier.

Refinancing activity represented 82% of total loan applications, unchanged from the previous survey.

Mortgage rates remained either unchanged or ticked up during the period, with the 30-year conforming fixed-rate mortgage still hovering at 3.61%.

The 30-year, FRM with a jumbo loan balance edged up to 3.88% from 3.78%, while the average 30-year, FRM backed by the FHA increased to 3.39% from 3.35%.

In addition, the 15-year, FRM remained unchanged at 2.88%, while the average rate for the 5/1 ARM increased to 2.66% from 2.64%.

This post was last modified on %s = human-readable time difference 7:54 am

Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

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