Lending data reveals no debt crisis | Bedford Corners Real Estate

Home mortgage debt fell to $9.4 trillion at the end of 2012, down from a record of $10.6 trillion in 2008, Bloomberg reported in an article.

According to data from the Federal Reserve, the amount U.S. households have in bank deposits, savings bonds, fixed-income mutual-funds and municipal securities increased $500 billion last year, totaling the most since 2007.

The significant decrease in mortgage debt reflects foreclosures, lower property prices and tighter credit, the article says. Since the collapse of Lehman Brothers froze financial markets in 2008, consumers have pulled back on taking out home loans.

Instead, people funneled $1.04 trillion into Treasuries last year, opposed to only $648 billion in 2011, the article reports.

This post was last modified on %s = human-readable time difference 6:11 am

Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

Recent Posts

Out of Sevice with brain injury since November.

Just back out of hospital in early March for home recovery. Therapist coming today.

2 years ago

Existing home sales down 28% | Katonah Real Estate

Sales fell 5.9% from September and 28.4% from one year ago.

2 years ago

Single-Family Housing Contraction Continues | Bedford Hills Real Estate

Housing starts decreased 4.2% to a seasonally adjusted annual rate of 1.43 million units in…

2 years ago

Closed Median Sale Price in Hudson Valley/NYC Markets Declined by 2.50% in October | Bedford Real Estate

OneKey MLS reported a regional closed median sale price of $585,000, representing a 2.50% decrease…

2 years ago

Building Materials Prices Decline for Second Consecutive Month | Pound Ridge Real Estate

The prices of building materials decreased 0.2% in October

2 years ago

Mortgage rates drop with inflation drop | Bedford Corners Real Estate

Mortgage rates went from 7.37% yesterday to 6.67% as of this writing.

2 years ago

This website uses cookies.