Categories: blog

FHFA: 30-year mortgage rate edges up | Waccabuc Real Estate

The average interest rate recorded on a conventional 30-year, fixed-rate mortgage rose 2 basis points to 3.76% in September, the Federal Housing Finance Agency said Tuesday.

Meanwhile the adjustable-rate mortgage hit 3.56% while the contract rate for the composite of all fixed and adjustable-rate mortgage loans fell 1 basis point to 3.55% in September compared to 3.56% in August.

Initial loan fees and charges made up 0.95% of the average loan balance in September, a 12-basis point drop from August.

Of the purchase-money mortgage loans originated last month, 22% were classified as no-point mortgages, an 8% increase from August.

The average loan term hit 27.4 years in September, a slight increase from August. 

The average loan-to-price ratio also fell 0.2% to 75.6% from 75.8%.

The average loan amount in September hit $254,600, compared to $256,900 in August.

kpanchuk@housingwire.com

 

Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

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