Bedford Hills

Mortgage purchase applications down 39% | Bedford Hills Real Estate

Per the Mortgage Bankers Association’s (MBA) survey through the week ending October 7th, total mortgage activity declined 2.0% from the previous week and the average 30-year fixed-rate mortgage (FRM) rate rose six basis points to 6.81%. The FRM has risen 80 basis points over the past month, reaching its highest level since 2006.

The Market Composite Index, a measure of mortgage loan application volume, decreased by 2.0% on a seasonally adjusted (SA) basis from one week earlier. Purchasing and refinancing activity both decreased by 2.0% from one week earlier

Purchase application volume is down 39.1% from one year ago, the largest year-over-year decline in purchasing since September 2010. The refinancing activity index is down 86.0% from the same week one year ago, the largest year-over-year decrease since October 1999.

The refinance share of mortgage activity remained unchanged from one week prior at 29.0% while the adjustable-rate mortgage (ARM) share of activity slightly decreased from 11.8% to 11.7%. Due to higher FRM rates, the ARM share of mortgage activity has more than tripled from 3.4% one year ago.

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eyeonhousing.org

This post was last modified on %s = human-readable time difference 2:24 pm

Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

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