Categories: Bedford Corners NY

Mortgage applications fall 8.1% as rates rise | Bedford Corners Real Estate

The nation’s volume of mortgage applications fell 8.1% for the week ending Jan. 25 as mortgage rates ticked up higher, an industry trade group said Wednesday.

The refinance share of mortgage activity declined to 79% of total applications, down from 82% the previous week, according to the Mortgage Bankers Association.

The index measuring refinancing activity declined 10% in one week, while the purchase index edged down 2%.

The average contract interest rate for a 30-year, FRM with a conforming loan balance increased to 3.67%, the highest level reached since Sept. 2012. That rate also is up from 3.62% a week earlier.

Meanwhile, the 30-year, FRM with a jumbo loan balance grew to 3.95% from 3.85%, while the average 30-year backed by the FHA increased to 3.48% from 3.40%.

In addition, the 15-year, FRM increased to 2.95% from 2.87% as the 5/1 ARM became the only rate to fall last week, declining to 2.60% from 2.61%.

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Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

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