Categories: Bedford Corners NY

More purchase originations mean more mortgage fraud | Bedford Corners Real Estate

Market participants are fully aware of the beating refinance volumes are currently taking as the majority of mega banks continue to cut jobs by the thousands.

For those who believe the drop in refi volumes is all but a small small bump in the road on the way through a housing recovery, you’ve got another thing coming.

Economists at the Mortgage Bankers Association last week popped that bubble after announcing their predictions for refis to drop to $463 million in 2014.

Purchase originations are expected to rise from only $661 billion to $723 billion, according to MBA data.

If we take into account another two years, originations will modestly grow to $796 million in 2015 — that’s half of what they were during the housing heyday.

Everyone knows that the more originations in coming up years means more options for mortgage fraud risk. But how much will actually take place?

Interthinx created a specialized info graphic (feature below) for HousingWire to answer this very question.

The company revealed that purchases have a higher risk of fraud, with California, Florida and Illinois leading the way as the riskiest states.

 

 

http://www.housingwire.com/blogs/1-rewired/post/27812-infograph-more-purchase-originations-mean-more-mortgage-fraud

 

Robert Paul

Robert is a realtor in Bedford NY. He has been successfully working with buyers and sellers for years. His local area of expertise includes Bedford, Pound Ridge, Armonk, Lewisboro, Chappaqua and Katonah. When you have a local real estate question please call 914-325-5758.

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