Daily Archives: March 19, 2015

Down to Earth Farmers Markets | Chappaqua Real Estate

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Mamaroneck:
Shovel Ready String Band Plays 10 am-noon;
Honey, Indian Simmer Sauces, & Ice Cream Tempt Local Palettes + More!

Ossining:
Celtic Fiddle with Brian Vegh this Saturday;
Welcome Back Taiim Falafel Shack & OM Champagne Tea + More!

March 19-25th, 2015
DowntoEarthMarkets.com

BrooklynWinterOffer
What’s New, In Season, and On Sale This Week
Chicken Bone Broth
Sold in re-sealable bags, easy to recycle.
$10 for one 24 oz bag or $18 for two
Great for the “Bone Broth Challenge” (a cup a day) or
in wide variety of cooking!
Yellow Bell Farm		 Gluten-Free Pasta Varieties: Including Egg + Spinach and Egg
Trotta Foods
Click on a market to see all vendor and event details…

Ossining Winter
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Saturdays
9:00 am-1:00 pm
Claremont Elementary School on Van Cortlandt Avenue, off of N. Highland (Rte. 9)

Note: The market moves back outside to the corner of Spring & Main Streets in downtown Ossining
on Saturday, April 4th.

Mamaroneck Winter

Saturdays
9:00 am-1:00 pm
St. Thomas Episcopal Church
168 W. Boston Post Road

Headed to the city? We’ve got markets there, too. CLICK HERE for details.

Announcements
Down to Earth Markets is Hiring!

It’s Hiring Season here at Down to Earth Markets. As we prepare for the 2015markets, we have PAID,
part-time positions available in Westchester. Most markets run one day per week, from May through Thanksgiving. Click here for details. Applications are due to Frankie Rowland, Westchester/Rockland County Territory Manager, by Tuesday, March 31st. We look forward to hearing from you.

Ossining: Please Order Tierra Farm Nut Products with Market Manager, Samantha

Down to Earth Markets is happy to partner with Claremont Elementary School to hold the Ossining Indoor Winter Farmers Market. In an effort to meet the needs of the school community, Tierra Farm will no longer be a vendor at the indoor market. For customers interested in purchasing Tierra Farm products, there will be weekly order forms available at the market. Please submit your Tierra Farm order form to the market manager, Samantha, during market hours, 9 am to 1 pm. During the week, you can pick up your Tierra Farm order at Down to Earth’s office on Main Street in Ossining.
We look forward to seeing you.

Tierra Farm will return on Saturday, April 4th, when the market moves back outside to its longtime home at the corner of Spring and Main Streets in downtown Ossining.

For upcoming events, visit our Down to Earth Markets Event Calendar.

Stay tuned to all market happenings via our Down to Earth Markets Facebook page
and follow us on Instagram and on Twitter @DowntoEarthMkts.

Rotating* Vendors This Week
*Vendors who rotate through various markets during the season.
They enjoy getting to know many communities. Here’s where to find them this week:

Mamaroneck – Saturday, March 21st

Calcutta Kitchens
Hudson River Apiaries
LizBeth’s Dessert Boutique (Handmade ice cream)

Ossining – Saturday, March 21st

OM Champagne Tea (Small batch kombucha)
Taiim Falafel Shack

Down to Earth Markets 173 Main Street Ossining, NY 10562 Phone: 914-923-4837
DowntoEarthMarkets.com

Mortage Rates Move Down as We Head Into Spring | #Armonk Real Estate

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Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates moving down across the board. The average 30-year fixed mortgage rate continues its run below 4 percent — a good sign for the spring homebuying season.

News Facts

  • 30-year fixed-rate mortgage (FRM) averaged 3.78 percent with an average 0.6 point for the week ending March 19, 2015, down from last week when it averaged 3.86 percent. A year ago at this time, the 30-year FRM averaged 4.32 percent.
  • 15-year FRM this week averaged 3.06 percent with an average 0.6 point, down from last week when it averaged 3.10 percent. A year ago at this time, the 15-year FRM averaged 3.32 percent.
  • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.97 percent this week with an average 0.5 point, down from last week when it averaged 3.01 percent. A year ago, the 5-year ARM averaged 3.02 percent.
  • 1-year Treasury-indexed ARM averaged 2.46 percent this week with an average 0.4 point, unchanged from last week. At this time last year, the 1-year ARM averaged 2.49 percent.

Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for theRegional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey.

Quotes
Attributed to Len Kiefer, deputy chief economist, Freddie Mac.

“The average 30-year fixed mortgage rate fell to 3.78 percent this week following mixed housing data. Housing starts dropped 17 percent to a seasonally adjusted pace of 897,000 units, below market expectations. However, housing permits increased 3 percent in February. As we head into spring, home builders remain positive about home sales in the near future although the NAHB Housing Market Index dropped another 2 points to 53 in March.”